Opinion
Abuses Of Indemnifying Provisions
Like in insurance brokerage, indemnifying provisions are promises made to pay persons whose insured possessions get damaged, lost or stolen, some money covering the value of such property. There is also life insurance, especially for persons whose activities or occupations involve some risks. These are common practices meant to foster confidence and reduce security risks in the affairs of life.
There are situations where people who take such insurance policies abuse the provisions, with intent to cheat the insurance companies. People have been known to fake their own death or deliberately destroy insured possessions, with the intention to defraud and abuse provisions of the insurance policy. There is hardly any possession of value that cannot be insured neither are abuses of indemnifying provisions limited to insurance brokerage alone.
We have heard quite a lot about repentant and de-radicalised “bandits” surrendering to military authorities in some parts of the country. There have been several questions and mixed feelings among Nigerians concerning such turnaround gambits, especially in view of the harms already done to the nation. When and how such bandits took up arms against the society have remained controversial, neither are many Nigerians aware of their demands and causes of the brawl. More importantly are the questions of sponsorship and procurement of arms with which the bandits have pursued their aggression against the society.
Apart from the issue of nomenclature, activities of bandits in Nigeria have been quite terrifying and traumatic to many people and communities. Also, to compare activities of the bandits with those of the Niger Delta militants would be a faulty reasoning. The militant Movement for the Emancipation of the Niger Delta (MEND) from unfair economic policies, with regards to the oil and gas politics, had definite and clear demands. That the Niger Delta militants were granted amnesty was because the Nigerian economy would collapse if such step was not taken.
The bandits and their various allies did not engage in banditry to protect the gold deposits in the soil of Zamfara State from unfair exploitation. Neither did activities of the bandits stop with hooliganism and brigandage, common with banditry. There are records about farming communities being terrorised and farmlands being destroyed by unknown bandits, as well as women being raped in their farms. Worshippers had been murdered in places of worship by marauding herdsmen that no one would identify or arrest.
The clamour for Sharia law across Nigeria took a clever guise which thinking Nigerians would not fail to recognise, of which cattle is playing the pioneering role. When a former President, Chief Olusegun Obasanjo, gave an alert about Fulanisation and Islamisation agenda, not many Nigerians took him seriously. Similarly, Dr Obediah Mailafia raised same concern. Now add these concerns to the Federal Government’s preoccupation with current agenda of farm estates across Nigeria, then any one can see the shape of things to come. Is it not obvious that some groups have some hidden agenda?
The concept of indemnity includes the fact that individual human beings, groups as well as nations are usually given several opportunities to correct deficiencies, negligences and imbalances. This derives from the fact that life on Earth is a learning process, whereby imperfect humans strive continuously to learn and improve for the better. We find in the upbringing of children that parents do not destroy or maim children because of childish infractions. Rather, parents reprimand, penalise and spur erring children to do better, which also includes exemplary leadership.
Even when children, like any other individuals, become recalcitrant and obdurate, there is always the expectation that bitter experiences provide some opportunities for remedial outcomes. This is why it is said that experience is the best teacher. Individuals and nations have been known to be recalcitrant and obdurate, wanting to push issues beyond safe limits of tolerance. Unfortunately, humans not only abuse the opportunities available, but also make unreasonable demands, where they can intimidate others without facing serious challenges. If No to Ruga, then take farm estate!
Thus, there is this human peculiarity of giving in to personal weaknesses, whereby evil continues to grow because of continuous toleration of weaknesses. Personal weaknesses, both in the average individual and in leaders, constitute vital points through which any individual or leader can be destroyed. Not quite the weakness itself, but having to indulge in it without a determined effort to stop it, counts as the danger. Weakness is indeed a present danger.
From whatever perspectives that abuses can be defined, they include indulgence or tolerance of personal weaknesses, to the extent that they become present danger to others. Smoking of cigarettes, for example, is not only dangerous to the smoker, but also to other people who inhale the smoke. So, a problem posed by personal weakness goes beyond the victim whose indulgent lifestyle spreads a peculiar virus.
One of the challenges which we must contend with in Nigeria is the culture or habit of indulgence, or continuous toleration of what we consider minor wrongs. Great harms usually grow from minor beginnings, when they are not checked early or nipped on the bud. What accounts for current acts of banditry can be traced to the attitude taken towards previous acts of brigandage and lawlessness. Political officer seekers explored and also exploited existing weaknesses to enthrone a culture of tolerating and ignoring minor wrongs, through throwing their political weight to protect wrong doers, for self interest.
The message for Nigeria is that we are currently reaping the sad harvests of previous sowings. More so, we grossly abused indemnifying opportunities we had in the past. What we call Nemesis provides several indemnifying opportunities before it strikes. When a petty thief takes too much for the owner to know, what happens is that the long-suffering owner sets secret snares to catch the thief when he does not expect. There is always a day for the thief who abuses several indemnifying provisions. Dr Mailafia is right to warn that Nigeria may soon become ungovernable! Watch out!
Dr Amirize is a retired lecturer from the Rivers State University, Port Harcourt.
Opinion
Wike VS Soldier’s Altercation: Matters Arising
The events that unfolded in Abuja on Tuesday November 11, 2025 between the Minister of the Federal Capital Territory, Chief Nyesom Wike and a detachment of soldiers guarding a disputed property, led by Adams Yerima, a commissioned Naval Officer, may go down as one of the defining images of Nigeria’s democratic contradictions. It was not merely a quarrel over land. It was a confrontation between civil authority and the military legacy that still hovers over our national life.
Nyesom Wike, fiery and fearless as always, was seen on video exchanging words with a uniformed officer who refused to grant him passage to inspect a parcel of land alleged to have been illegally acquired. The minister’s voice rose, his temper flared, and the soldier, too, stood his ground, insisting on his own authority. Around them, aides, security men, and bystanders watched, stunned, as two embodiments of the Nigerian state clashed in the open.
The images spread fast, igniting debates across drawing rooms, beer parlours, and social media platforms. Some hailed Wike for standing up to military arrogance; others scolded him for perceived disrespect to the armed forces. Yet beneath the noise lies a deeper question about what sort of society we are building and whether power in Nigeria truly understands the limits of its own reach.
It is tragic that, more than two decades into civil rule, the relationship between the civilian arm of government and the military remains fragile and poorly understood. The presence of soldiers in a land dispute between private individuals and the city administration is, by all civic standards, an aberration. It recalls a dark era when might was right, and uniforms conferred immunity against accountability.
Wike’s anger, even if fiery, was rooted in a legitimate concern: that no individual, however connected or retired, should deploy the military to protect personal interests. That sentiment echoes the fundamental democratic creed that the law is supreme, not personalities. If his passion overshot decorum, it was perhaps a reflection of a nation weary of impunity.
On the other hand, the soldier in question is a symbol of another truth: that discipline, respect for order, and duty to hierarchy are ingrained in our armed forces. He may have been caught between conflicting instructions one from his superiors, another from a civilian minister exercising his lawful authority. The confusion points not to personal failure but to institutional dysfunction.
It is, therefore, simplistic to turn the incident into a morality play of good versus evil.
*********”**** What happened was an institutional embarrassment. Both men represented facets of the same failing system a polity still learning how to reconcile authority with civility, law with loyalty, and service with restraint.
In fairness, Wike has shown himself as a man of uncommon courage. Whether in Rivers State or at the FCTA, he does not shy away from confrontation. Yet courage without composure often feeds misunderstanding. A public officer must always be the cooler head, even when provoked, because the power of example outweighs the satisfaction of winning an argument.
Conversely, soldiers, too, must be reminded that their uniforms do not place them above civilian oversight. The military exists to defend the nation, not to enforce property claims or intimidate lawful authorities. Their participation in purely civil matters corrodes the image of the institution and erodes public trust.
One cannot overlook the irony: in a country where kidnappers roam highways and bandits sack villages, armed men are posted to guard contested land in the capital. It reflects misplaced priorities and distorted values. The Nigerian soldier, trained to defend sovereignty, should not be drawn into private or bureaucratic tussles.
Sycophancy remains the greatest ailment of our political culture. Many of those who now cheer one side or the other do so not out of conviction but out of convenience. Tomorrow they will switch allegiance. True patriotism lies not in defending personalities but in defending principles. A people enslaved by flattery cannot nurture a culture of justice.
The Nigerian elite must learn to submit to the same laws that govern the poor. When big men fence off public land and use connections to shield their interests, they mock the very constitution they swore to uphold. The FCT, as the mirror of national order, must not become a jungle where only the powerful can build.
The lesson for Wike himself is also clear: power is best exercised with calmness. The weight of his office demands more than bravery; it demands statesmanship. To lead is not merely to command, but to persuade — even those who resist your authority.
Equally, the lesson for the armed forces is that professionalism shines brightest in restraint. Obedience to illegal orders is not loyalty; it is complicity. The soldier who stands on the side of justice protects both his honour and the dignity of his uniform.
The Presidency, too, must see this episode as a wake-up call to clarify institutional boundaries. If soldiers can be drawn into civil enforcement without authorization, then our democracy remains at risk of subtle militarization. The constitution must speak louder than confusion.
The Nigerian public deserves better than spectacles of ego. We crave leaders who rise above emotion and officers who respect civilian supremacy. Our children must not inherit a nation where authority means shouting matches and intimidation in public glare.
Every democracy matures through such tests. What matters is whether we learn the right lessons. The British once had generals who defied parliament; the Americans once fought over states’ rights; Nigeria, too, must pass through her own growing pains but with humility, not hubris.
If the confrontation has stirred discomfort, then perhaps it has done the nation some good. It forces a conversation long overdue: Who truly owns the state — the citizen or the powerful? Can we build a Nigeria where institutions, not individuals, define our destiny?
As the dust settles, both the FCTA and the military hierarchy must conduct impartial investigations. The truth must be established — not to shame anyone, but to restore order. Where laws were broken, consequences must follow. Where misunderstandings occurred, apologies must be offered.
Let the rule of law triumph over the rule of impulse. Let civility triumph over confrontation. Let governance return to the path of dialogue and procedure.
Nigeria cannot continue to oscillate between civilian bravado and military arrogance. Both impulses spring from the same insecurity — the fear of losing control. True leadership lies in the ability to trust institutions to do their work without coercion.
Those who witnessed the clash saw a drama of two gladiators. One in starched khaki, one in well-cut suit. Both proud, both unyielding. But a nation cannot be built on stubbornness; it must be built on understanding. Power, when it meets power, should produce order, not chaos.
We must resist the temptation to glorify temper. Governance is not warfare; it is stewardship. The citizen watches, the world observes, and history records. How we handle moments like this will define our collective maturity.
The confrontation may have ended without violence, but it left deep questions in the national conscience. When men of authority quarrel in the open, institutions tremble. The people, once again, become spectators in a theatre of misplaced pride.
It is time for all who hold office — civilian or military — to remember that they serve under the same flag. That flag is neither khaki nor political colour; it is green-white-green, and it demands humility.
No victor, no vanquish only a lesson for a nation still learning to govern itself with dignity.
By; King Onunwor
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