Business
Become Job-Ready With a National Criminal History Check
Today’s employment landscape is tighter than ever before. Employers want to make sure that they hire the best talent for their organization. Why? All other things being equal, a company’s success is positively correlated to the quality of its employees. Of the series of background checks employers carry out to determine the suitability of a candidate, national police checks are the most prevalent, as over 86% of employers seek the criminal history of potential hires.
From an applicant’s perspective, why wait until an employer decides to carry out a background check? The post explores how applicants can carry out national police checks themselves to better equip them for getting their dream role.
Are there jobs that require applicants to submit background checks themselves?
A quick analysis of Joro, an Australian job listing platform, revealed that about 6% of jobs required job seekers to provide criminal checks themselves. A breakdown by specific industry (top 3) is summarized below:
- Community Services & Development (~30%)
- Healthcare & Medical (~17%)
- Government & Defence (~12%)
As a concrete example, before a person can apply for nurse placement in Australia, he or she must have done a national criminal clearance. This is especially important if the employee will have access to vulnerable persons or will be working with children in Australia. Failure to do so will jeopardize that opportunity. Generally speaking, what this means is that for specific job roles, job seekers are required to submit their national criminal history clearance as part of the application process.
What about applicants not required to submit their national police check?
More often than not, employers will rather carry out criminal history checks themselves, rather than have applicants submit it for many reasons. However, the most important being to minimize the instances of fraud. They want to be certain that the police report they’re evaluating is an accurate representation of the candidates.
But this doesn’t mean job seekers should just sit down and relax, while they await the result of the criminal history check from the employer. That’s why being proactive is key. To the job-ready, applicants should carry out background checks on themselves for two major reasons:
- Correct Misinformation
There is the possibility that things can go wrong when you request a national police check. The report may contain a crime you were never convicted of or a crime you never committed. This typically happens when there are minor mixups. An applicant that does national police check on him/herself can spot these errors and have them expunged from their record. Losing a job opportunity based on an offense you never committed will be avoided.
- Apply for Eligible Job Roles
Certain jobs require that applicants have a clean criminal record. A common example includes jobs that require working with vulnerable groups like children or the elderly. Having a criminal record drastically reduces the chance of employment. If a job seeker does a criminal history check on him/herself, it will help identify jobs that they are ineligible for. That way, they can focus their energy on jobs that they stand a chance of getting.
- Be Better Prepared
Furthermore, if an applicant has a criminal record that’s relevant to the particular role they’re applying for, at the very least, an explanation will be required from the employer. By doing a national police check beforehand, applicants can be better prepared to answer questions that may come up about their criminal past.
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Banking/ Finance
Ripple Survey Reveals Appetite for Digital Assets
Cornerstone of Financial Services
A survey of more than 1 000 global finance leaders undertaken by digital payment network Ripple shows that 72% of respondents believe they need to offer a digital asset solution to remain competitive.
According to Ripple, leaders from the banking, fintech, corporate and asset management sector have made it clear that the “digital asset revolution is happening now”.
“Digital assets are quickly becoming a cornerstone of financial services, underpinned by progressive regulation, growing interest from Tier-1 banks, a steady consumer shift from banks to fintech providers, and booming stablecoin adoption,” Ripple says.
The survey was conducted in early 2026 and the findings released in March.
Stablecoin Boon or Bane?
Ripple has experienced significant success in the stablecoin sector since launching its Ripple USD (RLUSD) stablecoin in 2024.
With a market cap of $1.56 billion, it is considered a major regulated player in the market.
No doubt the platform was pleased to learn through its own survey that financial leaders were most bullish about stablecoins.
Roughly three-quarters of respondents believed they could boost cash-flow efficiency and unlock trapped working capital.
Ripple noted that finance leaders were thinking about stablecoins as more than “just a new way to execute payments”; instead, they viewed them as effective tools for treasury management.
In March 2026, Ripple began testing a new trade finance model built around RLUSD in a bid to increase the speed of cross-border payments.
The pilot initiative, developed alongside supply chain finance company Unloq [https://unloq.com], is running on the XRP Ledger inside a testing framework developed by the Monetary Authority of Singapore.
The Asian city-state is one of the platform’s biggest growth markets.
The idea behind the project is to see whether stablecoin-based settlement can streamline trade finance, too often hampered by reliance on intermediaries and slow reconciliation.
The only potential drawback is that if the initiative takes off, the Ripple to USD price could be negatively affected.
Ripple has always championed its native XRP token as a bridge asset, the “middleman” in the process of a financial institution turning dollars in the US into pounds in the UK, for example.
Ripple converts dollars into XRP and then back into pounds.
If RLUSD can do exactly the same thing, questions will be asked about XRP’s relevance.
That is a bridge Ripple will have to cross if it gets to that point.
Tokenisation Partners
Another interesting finding from Ripple’s survey is that most banks and asset managers are seeking tokenisation partners to help execute their strategies.
Some 89% of respondents said digital asset storage and custody were top priority. “Token servicing/lifecycle management also ranks highly for banks at 82%, while asset managers place greater emphasis on primary distribution at 80%,” Ripple found.
The survey also revealed that just more than half of fintechs and financial institutions want an infrastructure provider that can offer a “one-stop-shop solution”. This rose to 71% among corporate financial leaders.
Ripple attributes this to institutions and firms wanting uncomplicated, cohesive systems.
Infrastructure Rules
In its final analysis, Ripple says companies across the board are looking for partners and solutions that are “secure, compliant, battle-tested and that enable growth and execution”.
“The message is clear: infrastructure decisions made today will shape competitive positioning tomorrow.”
No surprise that this is precisely where Ripple is placing much of its focus.
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