Rivers
Workers Lament Difficulty In Accessing Housing Loans
Civil servants in the South-South have expressed disappointment over the difficulty in accessing housing loans from the Federal Mortgage Bank of Nigeria (FMBN).
The workers, in a survey conducted by The Tide’s source, said the conditions for getting the loans were too stringent and had hindered them from accessing them.
They called on government to devise other means of improving the scheme, including relaxing the conditions to enable workers to access loans from the bank to build houses.
A staff of the Federal Ministry of Information in Cross River, Mrs. Enawan Effiom, told the source in Calabar that she had approached the FMBN to access funds to build a house.
Effiom said she was disappointed to be told that she could not access the loan, except she came with a third party who should be a property developer.
The Grade Level 14 officer said on making further enquiries she was given the phone number of a developer who was based in Uyo, Akwa Ibom State.
According her, she was told that it was her responsibility to bear the cost of the developer’s movements to inspect the building site if she eventually secured the loan.
“This is outrageous because it simply means that if I need say N2 million or N3 million to build a two-bedroom flat, the cost will eventually rise by the time I finish bearing such additional costs. Like many other civil servants, I became discouraged.
“I have also tried the ones built by the Federal Government that workers are expected to apply for. I abandoned the effort because the requirements only favoured the rich and very senior civil servants,” she said.
According to her, the houses are usually built at the outskirts of the State Capital.
“The ones for this state are located between Calabar and Odukpani.
“The inhabitants have faced so many security challenges because of the location. cannot leave there in this era of insecurity,” she said.
Effiom said that it was easier to obtain a loan from a commercial bank to build a house than getting it from FMBN.
She, however, called on government to attach less stringent conditions that would encourage workers access the loan to be able to build houses of their own.
The Coordinator, National Directorate of Employment (NDE) in Delta, Mr Sylvanus Onyeogo, said in Asaba that the stringent conditions for accessing loan from FMBN has remained discouraging to civil servants.
Oneogo told the source that he applied for a N5 million loan sometime ago while serving in Bayelsa, to enable him complete a housing project, but it was not realisable.
“I owned a piece of land that I wanted to develop then and I needed N5 million to augment what I had to build the type of house I wanted.
“I applied and all what they demanded from me, though stringent, l presented to them, but rather than approve the N5 million I requested, they approved N2.5 million for me.
“It was tough for me and I rejected the money. I rather sourced funds from our cooperative society to complete my project,” he said.
He said though the fund was accessible, the approvals may not meet the subscriber’s need.
On his part, the Federal Controller of Housing in Delta, Mr Victor Uduokhia, said the first phase of the housing estate built by the Federal Government at Issele-Azagba, had been fully subscribed for.
He said, however, that he was not certain whether or not the subscribers sourced their funds directly from FMBN or from other sources.
“As we speak, the first phase of the low cost Federal Government Housing Units at Issele-Azagba have been fully subscribed for.
“We are in the second phase on same site and work have reached advanced stage,” Uduokhia said.
In Rivers, a respondent complained of poor housing programme for the civil servants in the state.
A staff of the State Ministry of Information, Mr Kelvin Nengia, said: “since I came into the Civil Service in 2008, not much has been done in the area of providing housing for civil servants.
“The last time the government had a raffle draw for housing at Iriebe, Oyibo Local Government Area, was around 2009.
“Since then, nothing has been heard of the programme until recently when they gave loans to some workers in 2021,” he said.
A staff of the state-owned Radio Rivers FM Station, Mr Stanley Job, however, said that the State Gvernment had granted loans to its workers, though not enough to build houses.
Job said about 30 workers in the station received housing loans in 2021.
According to him, some civil servants in Rivers State Television also obtained the loans.
“They were given about N1 million each, which is not enough to build a house. The most the money can be used for is to acquire land,” he added.
Job urged the government to partner with private investors to drive the housing programme in the State.
Niger Delta
Make God Your Anchor To Fulfill Destiny, Cleric Charges Christians … As Jaja Marks 70th Birthday
The Lead Pastor at Jesus Appointed People’s Bible Church, Ozogbe, Ikwerrengwo-Etche, in Etche Local Government Area of Rivers State, Pastor Promise Nwaelele, has urged Christians to make God the anchor of their lives in whatever position they find themselves, in order to attain the destinies set for them by God.
Pastor Nwaelele, who gave the charge recently in a sermon he preached at the 70th birthday anniversary thanksgiving service of Sir Donald Michael Jaja, a veteran journalist in Rivers State, said this is because any genuine child of God is a permanent target for destabilization and destruction by the devil.
Taking his text from the Bible book of Mark 4:16-17, the preacher stated that fulfilment in life for a child of God required faith, obedience to God’s word, humility and grace to withstand trials and temptations.
According to him, temptations and afflictions are bound to happen in the lives of those who have accepted Jesus Christ as their Lord and Savior.
“No wonder the Bible said that those that endure till the end shall be saved”, he said.
The Clergyman said God prospers believers who are humble, not proud and conceited, and leads them to destiny fulfilment.
“David said in Psalm 51:17, that the sacrifices acceptable to God are a broken spirit, not an impatient or proud spirit”, the preacher said.
He called on Christians not to allow persecutions and afflictions to sway them from the love and blessings of Jesus Christ.
On his part, Jaja, a seasoned Journalist who retired as an Acting Editor of the Rivers State Government-owned The Tide Newspaper, gave thanks to God for honouring him by giving him the grace of attaining 70 years.
“I cannot capture what the good Lord has done for me in my entire life in this fleeting moment of thanksgiving. But, I know that without Him, I wouldn’t have been who I am today, in all spheres. Therefore, my joy knows no bounds as I give thanks to my creator today, alongside my family. Praise be His holy name”, Jaja said.
Rivers
Rivers Monarch Warns Against Violence … Urges Peaceful Christmas, New Year Celebrations
The Eze Oha Evo III of Evo Kingdom, HM, King Leslie N. Eke, JP, Eze Gbakagbaka, has urged residents to embrace peace and avoid all forms of violence as the Christmas and New Year festivities draw near.
Eze Eke issued the caution during a pre-festive security briefing at his palace in Woji, Obio/Akpor Local Government Area.
The Eze Woji XII, who is also the Chairman of the Supreme Council of Ikwerre Government-Recognised Traditional Rulers, reminded the community and its residents that Christmas should be a season of love, reconciliation, and communal harmony and not be used for violence.
He stressed that no celebration should be allowed to degenerate into violence and added that peace remains central to the cultural values of the Ikwerre people.
The monarch expressed concern over the tendency for heightened social activities to lead to avoidable confrontations.
He urged residents to conduct themselves responsibly and avoid actions that could endanger other people’s lives and property.
“The festive season should strengthen community ties, not create opportunities for conflict or reckless behaviour”, he said.
Addressing the youths specifically, King Eke advised them to steer clear of cultism, drug abuse, street fights, and other disruptive acts.
He emphasised the need for young people to play critical roles in peace sustainance across Evo Kingdom and beyond.
“You must not allow yourselves to be used as instruments of violence. Channel your energy toward productive engagements that is capable of promoting unity and peace”, he said.
He further urged parents and guardians to pay closer attention to their children and wards during the holiday period.
The monarch also noted that seasonal gatherings often expose young people to negative influences and that family oversight was essential to preventing misconduct.
On security preparedness, King Eke disclosed that both local vigilantes and formal security agencies have been placed on heightened alert to ensure a hitch-free festive period.
He noted that the safety of the community remained a collective duty and encouraged residents to promptly report suspicious activities to the appropriate authorities.
The King cautioned against jungle justice and retaliatory actions, advising that disputes be resolved through lawful and peaceful channels.
He also lauded the efforts of the Rivers State Governor, Sir Siminalayi Fubara, over his relentless push for peaceful environment in the state.
King Onunwor
Rivers
‘Poor Funding, Bane Of RSU’s Academic Progress’ … As 1,356 Set For Convocation
The management of Rivers State University (RSU), Port Harcourt, has stated that poor funding has hindered the institution’s ability to meet its expected academic targets.
Vice-Chancellor of the university, Prof. Isaac Zeb-Obipi, made this statement during a press briefing held at the institution on Monday ahead of the week-long 37th and 38th combined convocation ceremony scheduled for today and tomorrow.
Prof. Zeb-Obipi emphasized that poor funding continues to be a major challenge limiting the institution’s ability to meet its targets, adding that the management of the institution trusts the State Governor, Sir Fubara Siminalaye, who is the visitor to the university, to continue to strengthen and support them.
He noted that the state governor has demonstrated his commitment to supporting the university, recently approving N700m for the ongoing NUC accreditation.
The Vice-Chancellor stated that the university faces deficits in classrooms, staff accommodation, and student hostels, with the infrastructure gap widening, and existing lecture halls and laboratories requiring renovation.
“We are prioritizing phased upgrades based on program needs,
He added that the university is short-staffed, having lost staff to retirement, death, and changes in job or place of work, and that new programs, departments, and faculties have been created to meet the contemporary needs of society.
Mean while,a total of 13,242 students are set to graduate in the combined convocation, with 10,648 undergraduates, 1,356 Master’s degree students, 700 postgraduate diplomas, and 538 Doctors of Philosophy.
The Vice-Chancellor also used the opportunity to list some achievements of his administration, including the creation of new directorates, completion of abandoned laboratories, and upgrades in the faculty of sciences, made possible with support from the Tertiary Education Technology Fund (TETFund).
He expressed appreciation to the governor and visitor to the university, Sir Siminalaye Fubara, for approving his appointment and promised to justify the confidence placed in him.
Akujobi Amadi
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