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Jonathan, Diri Want Effective Mortgage System In Nigeria …As NARD Lays Foundation For Housing Estate

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Former President Goodluck Jonathan, and the Governor of Bayelsa State, Senator Douye Diri, at the weekend, advocated an effective mortgage system to meet the housing needs in the country.
The duo made the call in their separate remarks at the groundbreaking and foundation laying ceremony of the Goodluck Ebele Jonathan Doctors’ Estate located at the outskirts of Otuokpoti Community in Ogbia Local Government Area of the state.
The Tide reports that the Doctors’ Estate project, which is an initiative of the Doctors Welfare Cooperative, under the aegis of the National Association of Resident Doctors (NARD), Federal Medical Centre, Yenagoa chapter, is to be funded through a partnership with the Federal Mortgage Bank of Nigeria (FMBN).
Speaking at the ceremony, Dr. Goodluck Jonathan said housing was one of the basic needs of man that could be addressed through an effective mortgage system for people to own affordable houses.
The former President, who thanked the resident doctors for finding him worthy and deserving the honour to have the estate named after him, said the project when completed would not only contribute to socio-economic wellbeing of its residents but also to the entire state.
Describing the medical profession as a noble one, he said he had so much respect for medical doctors, who are trained to take care of the health needs of the people.
Jonathan assured the NARD that he would give the necessary support to ensure the smooth execution of the project to bring their vision to fruition.
In his remarks, the Governor of Bayelsa State, Senator Douye Diri, said the state government was quite elated over the project initiated by the Doctors’ Welfare Cooperative of FMC, Yenagoa.
Governor Diri, who was represented by his deputy, Dr Lawrence Ewhrudjakpo, called on the Federal Mortgage Bank of Nigeria (FMBN) to review its mortgage policies and procedures to make it more inclusive and feasible for more professional groups and individuals to key into it, noting that efforts at providing shelter are a step in the right direction, just as he assured that his administration would do its best to ensure that the actualization of the project within the targeted completion period.
While commending the immediate past leadership of NARD in the state for conceptualizing the project, Governor Diri also appreciated the incumbent chairman of the Association for taking the bold steps to translate the idea to reality.
“We feel very elated by what the resident doctors in FMC Yenagoa chapter are doing here today. Adams Smith made it very clear from the beginning, and Abraham Maslow built on it, by saying that shelter is one of the basic needs of man. And even God Himself acknowledged it. That is why after creation, He created the Garden of Eden as shelter for man.Elsewhere in the world, nobody builds their houses with their own money. It is the mortgage system that funds the building of residential homes. If you see people driving big cars, they are on mortgage; the man living in a large house, that house is on mortgage. Virtually everything is run on mortgage.
“ We have decided to talk about mortgage, but we have not imitated mortgage properly. So I want to use this opportunity to call on the Federal Mortgage Bank of Nigeria (FMBN) and other mortgage institutions to make their systems easier and conditions lighter for people to access mortgage. That is the only way this country can grow.
“So anything we do to provide shelter is a step in the right direction to provide a basic need of man. It is only someone who has a roof over his head that can have a quiet sleep.We are therefore quite associated with this project in all ramifications and we are committed to doing our own part, to ensure that this project is completed as planned “ he said.
Earlier in their separate addresses, the Chairperson of the Estate Committee, Dr. Divine Iroli, and state Chairman of the Nigerian Medical Association, Dr. Ongowari Torunana, said the estate was named after Dr. Goodluck Jonathan, to immortalize him as an illustrious son of state and in recognition of his contribution to the development of the medical profession.
According to Iroli, the Estate will have 300 housing units, nursery, primary and secondary schools, shopping mall, security post, and other amenities.
Also speaking, a representative of DanielBob Nigeria Limited, the project consultants, Professor William Obiazor, said his company has what it takes to deliver the project in sixteen (16) months from the date of commencement of work.

By: Ariwera Ibibo-Howells, Yenagoa

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Niger Delta

C’River Bans VIOs From Road Operations 

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The Cross River State Government has banned the Vehicle Inspection Officers (VIO) from road operations across the state.
The State Governor, Bassey Out, who made the announcement in Calabar on Saturday, restricted activities of the VIO to office duties.
According to a statement by his Chief Press Secretary,  Mr. Linus  Obogo, the directive followed protests by commercial bus drivers and tricycle operators over high tickets, excessive fines and alleged harassment by enforcement teams.
The Governor, who made other announcements in the sector, said the measures were approved after a meeting with key transport stakeholders.
According to the statement, other announcements made was the reduction of daily ticket fee from N850 to N500,  while the penalty for failure to purchase the ticket had also been reduced to N10,000.
“All traffic-related fines be slashed by 50 per cent and must be paid only into designated Cross River State Government accounts.
“Daily ticket for tricycle riders have been reduced from N1,200 to N500. However, every activity of commercial tricycle operators ends at 6 p.m. daily, night operations are permanently banned,” Otu asserted.
He said the review was aimed to ease the burden on drivers and restore order in the state’s transport system.
Speaking further, the Governor said the Commercial Transport Regulatory Agency (CTRA) would now focus on vehicle registration and sale of tickets at approved rates.
He noted that enforcement officers must operate only in proper uniforms and with verifiable identification.
He directed the Traffic Management and Regulatory Agency (TRAMRA) to restrict its activities to statutory traffic management duties.
In addition, the Governor announced that “commercial bus drivers and tricycle riders will no longer purchase tickets on Saturdays, Sundays and public holidays.
“These directives will take effect from March 9, and I urge all residents and transport operators to cooperate with relevant authorities.”
Speaking to The Tide’s source, some commercial drivers said the statement did not address some activities of TRAMRA such as the illegal “no parking order” for drivers who only pick and drop passengers.
For Johnson Ade, a commercial driver,  there should be an official release stating the traffic infractions in the state and the fine for each of them.
He said slashing the fines by 50 per cent was ambiguous, adding that the amounts to be paid for each crime should be clearly stated to prevent criminal elements who posed as government traffic regulatory officials from abusing the directive.
On his part, Mr. Sunday Dennis, Metropolitan Chairman of the Road Transport Employers Association of Nigeria (RTEAN), said they would convene a meeting immediately to critically look at the governor’s statement.
It would be recalled that series of protests by commercial bus drivers and tricycle operators had led to the suspension of all forms of  transport tickets in the state by the government.
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Niger Delta

A’Ibom Community Seeks Govt Recognition For Elected Village Head

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Some indigenes of Mbiabong Ikpe Village, in Ikpe Annang Clan, Essien Udim Local Government Area of Akwa Ibom State, have called on the State Government to recognize Chief Samuel James Udo as the authentic Village Head of the community by according him a Certificate of Recognition.
According to them, the call is necessitated by the fact that Chief Udo has won the first and second election processes on 1st May, 2021 and 15th July 2025.
The indigenes said in addition to his emergence after the two election processes, Chief Udo’s emergence has been confirmed by Chief Akpan Akpa Inyang (Okuku Ikpa Isong Annang), who has handed him (Udo) to “UDAK” as stipulated by the custom and tradition of Annang Land.
They said Udo’s emergence marked the end of every struggle by individuals or groups of persons on the issue of headship of Mbiabong Ikpe Village, Ikpe Annang Land, in Essien Udim Local Government Area.
According to them, the Commissioner for Local Government and Chieftaincy Affairs, Mr. Frank Archibong, should call for the recognition of the Village Head-elect of Mbiabong Ikpe Village in accordance with the Traditional Rulers Council Law of Akwa Ibom State, CAP 134.
This, they said, is because he has been duly and rightly selected by the kingmakers as the village Head-elect and have satisfied all requirements in the extant law for the said selection.
“We are informing the Akwa Ibom State Government of the development, because any imposition of any other name to the Governor will not be accepted by the community”, they said.
Meanwhile, they have alleged that some “enemies of progress are causing problem over the Chieftaincy issue after the winner has emerged and accepted by the entire Kingmakers.”
When contacted the Village Head-elect, Chief Samuel James Udo, advised the people not to cause any crises, saying that their mandate will not be denied.
“I will continue to respect the law. My people are law abiding citizens and God will surely stand for true justice and the certificate will be given to me, not through fighting, causing unrest, or violence, but by our faith in God, and the belief that the relevant authorities will do the needful”, he said.
By: Christopher Tom, Uyo
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Delta Unveils World Book Day Festival

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The Delta State government on Saturday unveiled the LightRay! Distortion World Book Day Festival.
The festival, themed “That Which Bends, Transcends,” is a major celebration of literature, storytelling, and cultural advocacy in the state.
It was unveiled at the office of the Head of Service, Mrs. Mininim Oseji, in Asaba.
The event was organised by LightRay! Media, in partnership with the Committee for Relevant Arts (CORA) and Unchained Vibes Africa.
Founder and President of the media group, Ejiro Umukoro, described the event as the first large-scale literary festival in the state.
She explained that the initiative aims to engage both marginalised and privileged communities in dialogue on resilience, hope, and social change through literature.
Highlighting the transformative power of storytelling, Umukoro said literature can inspire action, reshape perspectives, and drive social change within communities.
According to her, the festival builds on the impact of the Distortion novel series produced by LightRay! Media, which explores themes of human resilience, personal agency, and renewal.
She noted that the book has supported social awareness campaigns and legislative advocacy, contributing to the abolition of the Osu caste system in Oguta Local Government Area of Imo.
“The novel has also received literary recognition, including the TYB Young Adult Literature Prize in 2024,” she added.
Umukoro further revealed that the Delta Ministry of Basic and Secondary Education has approved Distortion as a recommended literature text for students.
She expressed concern over the poor condition of public libraries across the state, noting that many remain inactive or non-functional.
”Urban libraries also struggle with outdated collections, inadequate infrastructure, and limited professional staffing”, she said.
Umukoro urged stakeholders to rebuild libraries, strengthen reading communities, and equip facilities with modern learning resources.
“The three-month festival will feature competitions, workshops, creative showcases, and professional development programmes, Umukoro said.
The Permanent Secretary in the office of the Head of Service, Mr. Wilson Chukwuka, commended the initiative.
The leader of the National Association of Seadogs, Mr. Michael Nwaidei, said the project aligns with efforts to encourage critical thinking and knowledge acquisition among young people.
Nwaidei was represented by a member of the association, Mr. Uche Egbuche.
The Tide’s source reports that guests, educators, creatives, and literary enthusiasts from across the state and diaspora communities attended the festival.
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