Business
NGO Wants Govt To Enforce Building Code
An NGO, Disability Right
Advocacy Centre (DRAC), has called for the enforcement of building code by the government to ensure accessibility of persons with disabilities.
Dr Irene Patrick-Ogbogu, Founder of the NGO, made the call in an interview with newsmen in Abuja.
Patrick-Ogbogu, who decried that access to facilities is a major factor determining Persons With Disabilities (PWDs) ability to attain independence, however noted that the code has been enshrined in our policies but not practicable.
She attributed the failure of buildings to non-compliance with the existing code and lack of enforcement by the government.
The founder further urged the government to partner with group of persons with disabilities to actually understand the kind of design needed that would enable them access public buildings and facilities with ease.
According to her, a lot of people in a bid to erect a building to meet the demands of persons with disabilities in the society ended up in building rubbish.
She further pleaded with individuals in the society to move a step forward in ensuring their personal facilities were accessible for persons with disabilities.
“We advocate that public buildings not just healthcare facilities but generally public buildings should be made more accessible, there should be rams built where necessary, there be lift where necessary.
“This modifications are possible and can happen just for people to be committed to the course of making sure that their buildings are accessible.
“What government can do is to enforce its building code, because this things already existed on our building code is just people are not actually complying.
“So government needs to also look at the existing laws and policies that speaks on these issues and begin to ensure that people are complying.
“But government need to partner with groups of persons with disabilities to actually understand what kind of design is needed to be able to ensure that someone can access the building.
“Because most times people just build buildings and say we have made building accessible but is not really the right kind of access,’’ she said.
Business
SMEs Dev: Firms Launch N100m Loan Scheme
The facility will be disbursed through participating Microfinance Institutions (MFIs), which will in turn extend the loans to their customers, particularly SMEs, as they directly interface with businesses at the grassroots level.
The Executive Director of COMCIN, Mr. Micheal Ogbaa who represented the Chairman, Dr. Iredele Oyedele (FCA, FCCA), said the initiative is designed to strengthen micro-lending institutions and expand access to finance for grassroots entrepreneurs, particularly women and youths in the informal sector.
Ogbaa explained that COMCIN does not lend directly to individuals but works through its network of microfinance and cooperative institutions, which in turn provide loans to end users.
“We came together to advocate for the microfinance ecosystem. Commercial banks often exclude people at the grassroots, but our members are positioned to reach them. This facility will empower them to do more,” he said.
He noted that the loan scheme offers low interest rates and flexible repayment plans, making it more accessible to small business owners.
According to him, about 90 percent of beneficiaries are expected to be women, who play a key role in sustaining families and driving economic activities at the local level.
“Our focus is on traders, service providers, and players in the informal sector. These are the real movers of the economy. By supporting them, we are strengthening families and contributing to national development,” he added.
Ogbaa disclosed that eligible SMEs with proven integrity and business track records could access up to N5 million each through participating micro-lending institutions. The rollout has commenced in Lagos and will extend to Abuja, Enugu, and other regions, including the South-West, South-East, and North-East.
He said 12 micro-lending institutions have already benefited from the scheme, while 85 applications are currently being processed under the pilot phase.
“Our target is to reach at least 100,000 SMEs nationwide. We are building a platform that connects funding partners with credible micro-lending institutions, creating a reliable channel for financial inclusion,” Ogbaa said.
He added that COMCIN is also working to attract larger funding pools from development finance institutions and private investors, noting that successful implementation of the pilot phase would boost confidence and unlock more capital for SMEs.
“We have seen encouraging testimonies from early beneficiaries. As we demonstrate transparency and efficiency, more institutions will be willing to channel funds through us,” he said.
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