Opinion
Abuses Of Indemnifying Provisions
Like in insurance brokerage, indemnifying provisions are promises made to pay persons whose insured possessions get damaged, lost or stolen, some money covering the value of such property. There is also life insurance, especially for persons whose activities or occupations involve some risks. These are common practices meant to foster confidence and reduce security risks in the affairs of life.
There are situations where people who take such insurance policies abuse the provisions, with intent to cheat the insurance companies. People have been known to fake their own death or deliberately destroy insured possessions, with the intention to defraud and abuse provisions of the insurance policy. There is hardly any possession of value that cannot be insured neither are abuses of indemnifying provisions limited to insurance brokerage alone.
We have heard quite a lot about repentant and de-radicalised “bandits” surrendering to military authorities in some parts of the country. There have been several questions and mixed feelings among Nigerians concerning such turnaround gambits, especially in view of the harms already done to the nation. When and how such bandits took up arms against the society have remained controversial, neither are many Nigerians aware of their demands and causes of the brawl. More importantly are the questions of sponsorship and procurement of arms with which the bandits have pursued their aggression against the society.
Apart from the issue of nomenclature, activities of bandits in Nigeria have been quite terrifying and traumatic to many people and communities. Also, to compare activities of the bandits with those of the Niger Delta militants would be a faulty reasoning. The militant Movement for the Emancipation of the Niger Delta (MEND) from unfair economic policies, with regards to the oil and gas politics, had definite and clear demands. That the Niger Delta militants were granted amnesty was because the Nigerian economy would collapse if such step was not taken.
The bandits and their various allies did not engage in banditry to protect the gold deposits in the soil of Zamfara State from unfair exploitation. Neither did activities of the bandits stop with hooliganism and brigandage, common with banditry. There are records about farming communities being terrorised and farmlands being destroyed by unknown bandits, as well as women being raped in their farms. Worshippers had been murdered in places of worship by marauding herdsmen that no one would identify or arrest.
The clamour for Sharia law across Nigeria took a clever guise which thinking Nigerians would not fail to recognise, of which cattle is playing the pioneering role. When a former President, Chief Olusegun Obasanjo, gave an alert about Fulanisation and Islamisation agenda, not many Nigerians took him seriously. Similarly, Dr Obediah Mailafia raised same concern. Now add these concerns to the Federal Government’s preoccupation with current agenda of farm estates across Nigeria, then any one can see the shape of things to come. Is it not obvious that some groups have some hidden agenda?
The concept of indemnity includes the fact that individual human beings, groups as well as nations are usually given several opportunities to correct deficiencies, negligences and imbalances. This derives from the fact that life on Earth is a learning process, whereby imperfect humans strive continuously to learn and improve for the better. We find in the upbringing of children that parents do not destroy or maim children because of childish infractions. Rather, parents reprimand, penalise and spur erring children to do better, which also includes exemplary leadership.
Even when children, like any other individuals, become recalcitrant and obdurate, there is always the expectation that bitter experiences provide some opportunities for remedial outcomes. This is why it is said that experience is the best teacher. Individuals and nations have been known to be recalcitrant and obdurate, wanting to push issues beyond safe limits of tolerance. Unfortunately, humans not only abuse the opportunities available, but also make unreasonable demands, where they can intimidate others without facing serious challenges. If No to Ruga, then take farm estate!
Thus, there is this human peculiarity of giving in to personal weaknesses, whereby evil continues to grow because of continuous toleration of weaknesses. Personal weaknesses, both in the average individual and in leaders, constitute vital points through which any individual or leader can be destroyed. Not quite the weakness itself, but having to indulge in it without a determined effort to stop it, counts as the danger. Weakness is indeed a present danger.
From whatever perspectives that abuses can be defined, they include indulgence or tolerance of personal weaknesses, to the extent that they become present danger to others. Smoking of cigarettes, for example, is not only dangerous to the smoker, but also to other people who inhale the smoke. So, a problem posed by personal weakness goes beyond the victim whose indulgent lifestyle spreads a peculiar virus.
One of the challenges which we must contend with in Nigeria is the culture or habit of indulgence, or continuous toleration of what we consider minor wrongs. Great harms usually grow from minor beginnings, when they are not checked early or nipped on the bud. What accounts for current acts of banditry can be traced to the attitude taken towards previous acts of brigandage and lawlessness. Political officer seekers explored and also exploited existing weaknesses to enthrone a culture of tolerating and ignoring minor wrongs, through throwing their political weight to protect wrong doers, for self interest.
The message for Nigeria is that we are currently reaping the sad harvests of previous sowings. More so, we grossly abused indemnifying opportunities we had in the past. What we call Nemesis provides several indemnifying opportunities before it strikes. When a petty thief takes too much for the owner to know, what happens is that the long-suffering owner sets secret snares to catch the thief when he does not expect. There is always a day for the thief who abuses several indemnifying provisions. Dr Mailafia is right to warn that Nigeria may soon become ungovernable! Watch out!
Dr Amirize is a retired lecturer from the Rivers State University, Port Harcourt.
Opinion
Empowering Youth Through Agriculture
Quote:”While job seeking youths should continuously acquire skills and explore opportunities within their immediate environment as well as in the global space through the use of digital platforms, government, corporate/ multinational organizations or the organised private sector should generate skills and provide the enabling environment for skills acquisition, through adequate funding and resettlement packages that will provide sustainable economic life for beneficiaries”.
The Governor of Rivers State, Sir Siminalayi Fubara, recently urged youths in the Rivers State to take advantage of the vast opportunities available to become employers of labour and contribute meaningfully to the growth and development of the State. Governor Fubara noted that global trends increasingly favour entrepreneurship and innovation, and said that youths in Rivers State must not be left behind in harnessing these opportunities. The Governor, represented by the Secretary to the State Government, Dr Benibo Anabraba, made this known while declaring open the 2026 Job Fair organised by the Rivers State Government in partnership with the Nigeria Employers’ Consultative Association (NECA) in Port Harcourt. The Governor acknowledged the responsibility of government to create jobs for its teeming youth population but noted that it is unrealistic to absorb all job seekers into the civil service.
“As a government, we recognise our duty to provide employment opportunities for our teeming youths. However, we also understand that not all youths can be accommodated within the civil service. This underscores the need to encourage entrepreneurship across diverse sectors and to partner with other stakeholders, including the youths themselves, so they can transition from being job seekers to employers of labour,” he said. It is necessary to State that Governor Fubara has not only stated the obvious but was committed to drive youth entrepreneurship towards their self-reliance and the economic development of the State It is not news that developed economies of the world are skilled driven economies. The private sector also remains the highest employer of labour in private sector driven or capitalist economy though it is also the responsibility of government to create job opportunities for the teeming unemployed youth population in Nigeria which has the highest youth unemployed population in the subSahara Africa.
The lack of job opportunities, caused partly by the Federal Government’s apathy to job creation, the lack of adequate supervision of job opportunities economic programmes, lack of employable skills by many youths in the country have conspired to heighten the attendant challenges of unemployment. The challenges which include, “Japa” syndrome (travelling abroad for greener pastures), that characterises the labour market and poses threat to the nation’s critical sector, especially the health and medical sector; astronomical increase in the crime rate and a loss of interest in education. While job seeking youths should continuously acquire skills and explore opportunities within their immediate environment as well as in the global space through the use of digital platforms, government, corporate/ multinational organizations or the organised private sector should generate skills and provide the enabling environment for skills acquisition, through adequate funding and resettlement packages that will provide sustainable economic life for beneficiaries.
While commending the Rivers State Government led by the People First Governor, Sir Siminilayi Fubara for initiating “various training and capacity-building programmes in areas such as ICT and artificial intelligence, oil and gas, maritime, and the blue economy, among others”, it is note-worthy that the labour market is dynamic and shaped by industry-specific demands, technological advancements, management practices and other emerging factors. So another sector the Federal, State and Local Governments should encourage youths to explore and harness the abounding potentials, in my considered view, is Agriculture. Agriculture remains a veritable solution to hunger, inflation, and food Insecurity that ravages the country. No doubt, the Nigeria’s arable landmass is grossly under-utilised and under-exploited.
In recent times, Nigerians have voiced their concerns about the persistent challenges of hunger, inflation, and the general increase in prices of goods and commodities. These issues not only affect the livelihoods of individuals and families but also pose significant threats to food security and economic stability in the country. The United Nations estimated that more than 25 million people in Nigeria could face food insecurity this year—a 47% increase from the 17 million people already at risk of going hungry, mainly due to ongoing insecurity, protracted conflicts, and rising food prices. An estimated two million children under five are likely to be pushed into acute malnutrition. (Reliefweb ,2023). In response, Nigeria declared a state of emergency on food insecurity, recognizing the urgent need to tackle food shortages, stabilize rising prices, and protect farmers facing violence from armed groups. However, without addressing the insecurity challenges, farmers will continue to struggle to feed their families and boost food production.
In addition, parts of northwest and northeast Nigeria have experienced changes in rainfall patterns making less water available for crop production. These climate change events have resulted in droughts and land degradations; presenting challenges for local communities and leading to significant impact on food security. In light of these daunting challenges, it is imperative to address the intricate interplay between insecurity and agricultural productivity. Nigeria can work toward ensuring food security, reducing poverty, and fostering sustainable economic growth in its vital agricultural sector. In this article, I suggest solutions that could enhance agricultural production and ensure that every state scales its agricultural production to a level where it can cater to 60% of the population.
This is feasible and achievable if government at all levels are intentional driving the development of the agricultural sector which was the major economic mainstay of the Country before the crude oil was struck in commercial quantity and consequently became the nation’s monolithic revenue source. Government should revive the moribund Graduate Farmers Scheme and the Rivers State School-to-Land agricultural programmes to operate concurrently with other skills acquisition and development programmes. There should be a consideration for investment in mechanized farming and arable land allocation. State and local governments should play a pivotal role in promoting mechanized farming and providing arable land for farming in communities. Additionally, allocating arable land enables small holder farmers to expand their operations and contribute to food security at the grassroots level.
Nigeria can unlock the potential of its agricultural sector to address the pressing needs of its population and achieve sustainable development. Policymakers and stakeholders must heed Akande’s recommendations and take decisive action to ensure a food-secure future for all Nigerians.
By: Igbiki Benibo
Opinion
Of Protests And Need For Dialogue
Quote:“.Across Abuja, Anambra, and Lagos, a common thread emerges: a disconnect between authority and empathy. Government actions may follow policy logic, but citizens respond from lived experience, fear, and frustration. When these realities collide without dialogue, the streets become the arena of engagement”
It was a turbulent week in the country, highlighting the widening gap between government intentions and public perception. From Abuja to Anambra and Lagos, citizens poured into the streets not just over specific grievances but in frustration with governance that often appears heavy-handed, confrontational, or insufficiently humane. While authorities may genuinely act in the public interest, their methods sometimes aggravate tensions rather than resolve them.
In Abuja, the strike by workers of the Federal Capital Territory Administration (FCTA) and the Federal Capital Development Authority (FCDA) under the Joint Union Action Committee (JUAC) brought the capital to a near standstill. Their demands included five months’ unpaid wages, hazard and rural allowances, promotion arrears, welfare packages, pension and National Housing Fund remittances, and training and career progression concerns. These are core labour issues that directly affect workers’ dignity and livelihoods. Efforts to dialogue with the FCT Minister reportedly failed. Even after a court ordered the strike to end, workers persisted, underscoring the depth of discontent. Threats and sanctions only hardened positions.
The FCT crisis shows that industrial peace cannot be enforced through coercion. Dialogue is not weakness; it is recognition that governance is about people. Meeting labour leaders, listening attentively, clarifying grey areas, and agreeing on timelines could restore trust. Honesty and negotiation are far more effective than threats.
In Anambra, protests by Onitsha Main Market traders followed the government’s closure of the market over continued observance of a Monday sit-at-home, linked to separatist agitation. Governor Chukwuma Soludo described compliance as economic sabotage, insisting Anambra cannot operate as a “four-day-a-week economy.” While the governor’s concern is understandable, threats to revoke ownership, seize, or demolish the market risk escalating tensions. Many traders comply out of fear, not ideology. Markets are social ecosystems of families, apprentices, and informal networks; heavy-handed enforcement may worsen resistance. A better approach combines persuasion, dialogue with market leaders, credible security assurances, and gradual confidence-building. Coordinated political engagement with federal authorities could also reduce regional tensions.
In Lagos, protests erupted over demolition of homes in low-income waterfront communities such as Makoko, Owode Onirin, and Oworonshoki. The state defended these actions as necessary for safety, environmental protection, and urban renewal. While objectives are legitimate, demolitions drew criticism for lack of notice, compensation, and humane resettlement. Urban development without regard for human consequences risks appearing elitist and anti-poor. Where demolitions are unavoidable, transparent engagement, fair compensation, and realistic relocation must precede action to maintain public trust and social stability.
Across Abuja, Anambra, and Lagos, a common thread emerges: a disconnect between authority and empathy. Government actions may follow policy logic, but citizens respond from lived experience, fear, and frustration. When these realities collide without dialogue, the streets become the arena of engagement.
Democracy cannot thrive on decrees, threats, or bulldozers alone. Leaders must listen as much as they command, persuade as much as they enforce. Minister Wike should see labour leaders as partners, Governor Soludo must balance firmness with sensitivity, and Lagos authorities should align urban renewal with compassion and justice. Protests are signals of communication failure. Dialogue, caution, and a human face in governance are not optional—they are necessities. Police and security agencies must respect peaceful protest as a constitutional right.
By: Calista Ezeaku
Opinion
Empowering Youth Through Agriculture
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