Rivers
Workers Lament Difficulty In Accessing Housing Loans
Civil servants in the South-South have expressed disappointment over the difficulty in accessing housing loans from the Federal Mortgage Bank of Nigeria (FMBN).
The workers, in a survey conducted by The Tide’s source, said the conditions for getting the loans were too stringent and had hindered them from accessing them.
They called on government to devise other means of improving the scheme, including relaxing the conditions to enable workers to access loans from the bank to build houses.
A staff of the Federal Ministry of Information in Cross River, Mrs. Enawan Effiom, told the source in Calabar that she had approached the FMBN to access funds to build a house.
Effiom said she was disappointed to be told that she could not access the loan, except she came with a third party who should be a property developer.
The Grade Level 14 officer said on making further enquiries she was given the phone number of a developer who was based in Uyo, Akwa Ibom State.
According her, she was told that it was her responsibility to bear the cost of the developer’s movements to inspect the building site if she eventually secured the loan.
“This is outrageous because it simply means that if I need say N2 million or N3 million to build a two-bedroom flat, the cost will eventually rise by the time I finish bearing such additional costs. Like many other civil servants, I became discouraged.
“I have also tried the ones built by the Federal Government that workers are expected to apply for. I abandoned the effort because the requirements only favoured the rich and very senior civil servants,” she said.
According to her, the houses are usually built at the outskirts of the State Capital.
“The ones for this state are located between Calabar and Odukpani.
“The inhabitants have faced so many security challenges because of the location. cannot leave there in this era of insecurity,” she said.
Effiom said that it was easier to obtain a loan from a commercial bank to build a house than getting it from FMBN.
She, however, called on government to attach less stringent conditions that would encourage workers access the loan to be able to build houses of their own.
The Coordinator, National Directorate of Employment (NDE) in Delta, Mr Sylvanus Onyeogo, said in Asaba that the stringent conditions for accessing loan from FMBN has remained discouraging to civil servants.
Oneogo told the source that he applied for a N5 million loan sometime ago while serving in Bayelsa, to enable him complete a housing project, but it was not realisable.
“I owned a piece of land that I wanted to develop then and I needed N5 million to augment what I had to build the type of house I wanted.
“I applied and all what they demanded from me, though stringent, l presented to them, but rather than approve the N5 million I requested, they approved N2.5 million for me.
“It was tough for me and I rejected the money. I rather sourced funds from our cooperative society to complete my project,” he said.
He said though the fund was accessible, the approvals may not meet the subscriber’s need.
On his part, the Federal Controller of Housing in Delta, Mr Victor Uduokhia, said the first phase of the housing estate built by the Federal Government at Issele-Azagba, had been fully subscribed for.
He said, however, that he was not certain whether or not the subscribers sourced their funds directly from FMBN or from other sources.
“As we speak, the first phase of the low cost Federal Government Housing Units at Issele-Azagba have been fully subscribed for.
“We are in the second phase on same site and work have reached advanced stage,” Uduokhia said.
In Rivers, a respondent complained of poor housing programme for the civil servants in the state.
A staff of the State Ministry of Information, Mr Kelvin Nengia, said: “since I came into the Civil Service in 2008, not much has been done in the area of providing housing for civil servants.
“The last time the government had a raffle draw for housing at Iriebe, Oyibo Local Government Area, was around 2009.
“Since then, nothing has been heard of the programme until recently when they gave loans to some workers in 2021,” he said.
A staff of the state-owned Radio Rivers FM Station, Mr Stanley Job, however, said that the State Gvernment had granted loans to its workers, though not enough to build houses.
Job said about 30 workers in the station received housing loans in 2021.
According to him, some civil servants in Rivers State Television also obtained the loans.
“They were given about N1 million each, which is not enough to build a house. The most the money can be used for is to acquire land,” he added.
Job urged the government to partner with private investors to drive the housing programme in the State.
Judges of the High Court Port Harcourt Rivers state will on Monday July 21, 2025 commence this year’s annual vacation.
The State Chief Judge, Justice Simeon Chibuzor Amadi in a statement signed by the Chief Registrar High Court Port Harcourt, David Ihua_ Maduenyi (esq) made available to The Tide in Port Harcourt over the weekend, said that the 2025 annual vacation for judges of the State High Court will begin on Monday, July 21, 2025 and end on Wednesday ,September 17, 2025
The statement said the vacation is in pursuant to Order 49, Rule 4 (d) of High Court of Rivers State (Civil Procedure) Rules, 2023, as altered, adding that all the judicial divisions of the State High Court shall remain closed during the period of the vacation.
The statement further disclosed that normal court sessions will resume on Thursday 18, July 2025 across all the divisions.
The statement however, noted that during the period, a vacation judge shall be appointed by the chief judge to sit on urgent matters and applications and advice litigants and lawyers to take notice of the information.
Rivers
PH High Court Fixes July 16, To Rule On N5.74bn Suit Claim By Indigenous Contractor, Macobarb Against NLNG
A Port Harcourt High Court Rivers State headed by Justice Chinwendu Nwogu is going to decide and rule on July 16, 2025, in suit number PHC/2013/CS/2022.
The fixing of date of judgment came on June 24, 2025, after counsels for both parties adopted and adumbrated their final written addresses, each seeking to convince the judge to rule in his client’s favour.
The trial judge will unravel wether or not did the NLNG breach a contract it awarded to an indigenous contractor, Macobarb International Limited, years ago and wether the breach lead to costs as high as N5.74Bn ?
Macobarb had sued NLNG claiming that it breached the terms of contract and that this breach led to various costs amounting to N5.74bn, saying the contract was deemed to still be running and that cost is rising.
Adopting their address, the lead counsel to Macobarb, Benefit Vilokpo, said “Claimants have shown by their pleadings and documentary evidence that NLNG breached its terms of contract, and that Macobarb has demonstrated that the purported letter of termination dated 27th November, 2015, is unlawful, null, and void.”
Counsel also said contract agreement made several provisions for ‘Standby Payments’ and that Claimants have also shown that they are entitled to Standby Payments.
The claimants lead counsel submitted in his adopted final address what he considered issues for determination, thus: “Whether the Claimants have proved their case as required by law to be entitled to the reliefs sought in this case (a. Whether the purported termination letter dated 27th November 2015 was valid in view of the provisions of the contract Agreement).”
The Claimants built their claim on the ground that the person that terminated the contract (Emeka Ohiri) was not known to the contract. Rather, it is the Contract Holder, Dweller Francis, that was known to the contract and that the said Francis never served Macobarb any termination letter.
The claimant counsel also said and pointed to the sections in their final address that the contract provided for standdown time.
Another prong on which the claimant wanted the judge to consider an opinion is whether the Defendant (NLNG) fulfilled the terms and conditions of the Close-out Meeting.
The Claimants final address noted that to demonstrate that the Contract is still in existence, the Defendant, NLNG, called for a meeting on the February 19, 2016 termed “Project close-out meeting”. The contract close-out meeting with signatures of all the attendees (Exhibit YJ 5) showed where it was stated that to close out the contract, NLNG will have to establish what the costs for the materials delivered to NLNG were, as well as the cost for demobilising and to prepare the payment Certificates for all items of the contract executed by the contractor”.
Macobarb asked the court to view it that the Contract is yet to be closed out; to also note that the Defendant (NLNG) admitted receipt of materials including 20ft container from the Claimants.
NLNG key positions:
The NLNG lead counsel, Prof Bayo Aderelegbe, on the other hand, wants the Court to determine whether the second claimant was a party to the contract and can sue in respect of the contract. Macobarb countered this in their address that this contention by the NLNF had earlier been dismissed by the same court and judge when it was raised during preliminary objection and that in fact, the judge had awarded a fine of N200,000 against the NLNG.
The NLNG counsel also wants the Court to determine whether the Defendant (NLNG) breached the contract as alleged by the Claimants; whether the Defendant wrongfully terminated the Contract; and whether the Claimants were entitled to the N5.74Bn.
During adoption and adumbration of the final addresses on June 24, 2025, the defence lead counsel asked the court to dismiss the claim by Macobarb on the ground that the termination of contract was legitimate and was done by the rightful party. Adarelegbe said the contract provided lumpsum amount and that the claim by Macobarb was outside the amount so provided and that it did not have any basis.
The Claimant’s counsel however countered in his address to the court saying that the Defendant did not challenge the amount submitted by the Claimants’ principal witness, the forensic accountant, and quoted Supreme Court’s position on such matter.
The Claimants’ counsel also said the Defendant did not plead any alternative figure in their statement of defence as being a more realistic or reasonable figure.
Another crucial matter both parties addressed is the issue of ‘Performance Bond’ mentioned in the contract. The NLNG submitted that the Claimant (contractor) failed to submit it within 14 days and that this was the basis for termination of the contract.
The Claimants (Macobarb) counsel countered that the contract did not state who was to submit the Performance Bond between the contractor and the contract owner. Macobarb thus asked the court to note that both parties failed on that and thus ‘deviated’, and that by law, deviation would be regarded as mutual and thus not punishable.
Macobarb further asked the court to note that it was 16 months after commencement of contract that the NLNG wrote to demand for it as well as submitted the sample of the performance bond. The Claimant therefore argued that the Performance Bond did not stop the contract from performing for up to 18 months.
The Claimant’s counsel particularly drew the attention of the court to a section of the defendant’s address and said by NLNG’s admission that by November 27, 2025, that the contract was ‘coming to an end’ meant that they admitted that the contract was yet to come to an end by that time. She said this amounted to inconsistency which she said is not admissible in law. She attempted to quote authorities on that.
The judge is thus to determine if the Performance Bond was so crucial in the contract to warrant termination of the job, and if the right person known to the contract carried out the termination.
Macobarb particularly drew the attention of the court to the many steps they took up to the Nigerian Senate seeking peaceful resolution, but to no avail, probably to show that the company (Macobarb) was not just being a troublesome contractor.
It seems to be these decisions that would lead to whether NLNG owed Macobarb any amount at all and if such debt is up to N5.74bn.
A highpoint in the addresses by both counsels was when the judge, Chinwendu Nwogu, reminded Macobarb’s counsel (Vilokpo) that any new authorities quoted during adumbration that were not contained in their original address were not going to be recorded or regarded.
The outcome of the controversial case seems very sensitive because of its criticality in how multinational companies and their indigenous contractors handled disputes, now and in the future.
The International Federation Of Women Lawyers,(FIDA )in collaboration with the Police Community Relations Committee,(PCRC ) have held a one day training on paralegal exposure aimed at equipping police officers across the Rivers state police command on ways of handling gender based violence cases in the state.
The one-day capacity training workshop organised by the two humanitarian organisations in the state, the FIDA and PCRC was designed to boost the knowledge and capacity of the police echelons in the state on how to deal with gender” based violence cases reported in there various Divisions and areas.
Speaking at the event held at the police officers mess in Port Harcourt, yesterday, the state Commissioner of Police ,CP Olugbenga Adepoju emphasized the importance of capacity building for Police Officers, stressing the need for continuous training and development for the officers to stay abreast of emerging trends and best practices in law enforcement.
Adepoju noted the police have being having lectures like this from time to time as directed by the Inspector General of Police and urge the police officers to turn out in their numbers to come and gain one thing or the other.
“There is nothing as good as building our capacity to ensure we deliver service to mankind and let Rivers be a different. to others.
“We have people who have the capacity that can deliver and they are here with us. And we will not hesitate to ensure we employ and use them. What ever we have learnt here, jot it down and ensure you use it judiciously”.
Also speaking, the Chairperson of FIDA Rivers, Life Jim George stressed that
the paralegal training offers the opportunity where retired Police officers, desk officers and different division in charge of gender based crime are assembled to educate them on how to handle with the gender violence and abused public ,how to deal with reporters of all kinds of Gender Based Violence.
“They need to be empathetic, they need not to judge them as they move into them. They need not to throw them away immediately or to make the atmosphere very toxic so that they will just go away and at the end of the day extort them and make known that Police is not your friend is only in the book””.
“We remind you all that you are not just a Police officer,there is a duty imposed on you to look at the laws. Not just to drive people away because We have reports where, once you approach a Police station and say my husband or wife beat me up,they drive you away, please madam this one is husband and wife matter, go and settle with your husband or wife. They began to judge you.”
“We are saying no,that is not what the law is.
Please show empathy, if you throw them away like that, most of them can take their life. Some go into third degree depression and is difficult to bring them out.They will now began to blame themselves for going to the Police station.
In his speech,the Chairman of PCRC in the state, Mr Voke Emore explained that One primary responsibilities of the PCRC is to bring the community closer to the Police, while FIDA as an international organization cares for the less privilege and handle cases involving women and children.
“The police only protect women and children in talking of gender abuse in the society rather taking the issue of gender violence as wholistic that includes men,women and children in every strata of the society.So that is the essence why the two humanitarian organisations ,FIDA and PCRC decided to partner to ensure that the things are done rightly in line with global practices.”
“And the only way to do that is to give training We always talk about training and re-training of Police officers.he stated.
The training focused on key areas such as
The Administration of Criminal Justice Law (ACJL) of Rivers State,
Dehumanizing and Harmful Traditional Practices Laws,
Prohibition of the Curtailment of Women’s Rights to Share in Family Property Law and
Violence Against Persons Prohibition Law amongst others.