Opinion
Retirees Deserve Better Deal
It is pathetic to see senior citizens who had retired honourably from public services queue up in open places under the sun, for verification purposes. This experience applies to both pensioners under the federal and state civil services. In the process of queueing for several hours and days to be ‘captured in biometric exercise,’ those of them with health challenges such as diabetes, prostate enlargement and other age-related ailments, often urinate in their dress or collapse from tiredness.
The purpose of being invited from their various places of abode to the venues for the verification and ‘capturing exercise’, is to ensure that dead and ‘ghost’ pensioners were not being paid. It is true that payroll fraud features in the pensions scheme, such that steps must be taken to check leakages in pensions payroll. Yet, the entire civil service is associated with endemic financial malfeasance. Politicians claim that civil servants are clever manipulators of records, not only financial ones.
There may be a wrong assumption that retirees are generally well-off, capable of enjoying some comfort and ease after retirement. Neither is it true that retirees usually have some investments or alternative income-yielding engagements. This assumption is not always true. Rather, the pathetic experience of retirees causes serving civil servants to learn the lesson of how not to become destitute after retirement. So, there is the moral task of helping themselves in whichever ways they can, before old age visits them.
Hardly would any honest Nigerian doubt the fact that salaries of civil servants rarely suffice for them, especially in view of a steadily diminishing value of the naira. A research work of less than five years ago indicated that more than 65 percent of civil servants would borrow some money before the next pay. Many would find some other engagements to augment their salaries.
Another serious research covering pensioners in the past 12 years indicated that more than 25percent of retirees lived in rented houses after retirement. The situation was particularly worse with junior civil servants, including the fact that the N30,000 minimum wage policy did not improve the sad conditions of the average civil servant. What would emerge clear with anyone doing unbiased research into the conditions of civil servants, is the fact that sensible ones help themselves in many ways, rather than depend on ‘salaries that go nowhere’.
The unfortunate situation is that honest and conscientious civil servants usually retire into a life of needs and silent agonies. Obviously, there are smart and clever ones, including some who hold multiple jobs, but it would be unfair to generalise the practice. Those who took loans to be able to build houses they would retire into, continue to pay off such loans, with hardly anything left from pensions, for other needs. Among political connections or appointments.
The really sad aspect of the plight of retirees is the absence of a pre-retirement programme which would help to reduce the pathetic conditions of a larger percentage of pensioners. A pre-retirement programme which should start about one year before retirement would include orientations covering investment opportunities, health, adjustment into a life of retirement and everything that would make a retiree not regret having been a public servant. Would it not be a morale booster if retirees are given some welfare package they cherish in the future?
What we find quite common in the public sector is the mean practice of undermining the career and reputation of colleagues, by various means. Truly, the in-fighting and animosities in the public service sector can best be known and appreciated by those who had experienced the stark reality of that plight. Unfortunately, some chief executives and heads of units do encourage and foster bad blood in work places, whereby people are run down by their colleagues. Rat race for advancement is common in work places.
Whatever the lapses and individual orientations of public servants, retirement marks the close of active working life, and the beginning of a new and different phase of life. Challenges peculiar to retirees include failing health, whose nature and degree vary according to individuals. Others are loneliness, especially for those bereaved and whose children are grown and live on their own; how to spend leisure hours effectively, and financial strains, especially for those who depend solely on their meager pensions.
The fair deals being sought for retirees, apart from hosting parties for them, would include the following: What if one year before retirement, necessary documentations, data and processes are put in place, so that issues about benefits, gratuities, etc., are made ready for payment within three months after retirement? A situation where a worker gets a letter of retirement three months to the event cannot be described as fair. Similarly, the practice of ‘contract appointment’ after retirement has been applied in such controversial manner that smacks of favouritism.
Those who are out of service and out of office are often given the impression of non-appreciation of their past noble sacrifices. This shows in the inexplicable delays in the payment of gratuities and other terminal benefits. In some cases, those occupying official quarters are forced out in humiliating manners. There is hardly equity and sameness in the way retirees are treated, creating the impression of double standards.
From 2011, the fate of retirees has been sad and pathetic, such that neither gratuity nor pension comes several months after retirement. Some start getting their pensions more than three months after retirement while gratuity can remain for several years before being paid. It would be unfair to place old and feeble retirees in stressful and anxiety-ladden situations. Families of those who died before payment of their gratuities have had sad stories to tell.
Dr Amirize is a retired lecturer in the Rivers State
University, Port Harcourt.
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Empowering Youth Through Agriculture
Quote:”While job seeking youths should continuously acquire skills and explore opportunities within their immediate environment as well as in the global space through the use of digital platforms, government, corporate/ multinational organizations or the organised private sector should generate skills and provide the enabling environment for skills acquisition, through adequate funding and resettlement packages that will provide sustainable economic life for beneficiaries”.
The Governor of Rivers State, Sir Siminalayi Fubara, recently urged youths in the Rivers State to take advantage of the vast opportunities available to become employers of labour and contribute meaningfully to the growth and development of the State. Governor Fubara noted that global trends increasingly favour entrepreneurship and innovation, and said that youths in Rivers State must not be left behind in harnessing these opportunities. The Governor, represented by the Secretary to the State Government, Dr Benibo Anabraba, made this known while declaring open the 2026 Job Fair organised by the Rivers State Government in partnership with the Nigeria Employers’ Consultative Association (NECA) in Port Harcourt. The Governor acknowledged the responsibility of government to create jobs for its teeming youth population but noted that it is unrealistic to absorb all job seekers into the civil service.
“As a government, we recognise our duty to provide employment opportunities for our teeming youths. However, we also understand that not all youths can be accommodated within the civil service. This underscores the need to encourage entrepreneurship across diverse sectors and to partner with other stakeholders, including the youths themselves, so they can transition from being job seekers to employers of labour,” he said. It is necessary to State that Governor Fubara has not only stated the obvious but was committed to drive youth entrepreneurship towards their self-reliance and the economic development of the State It is not news that developed economies of the world are skilled driven economies. The private sector also remains the highest employer of labour in private sector driven or capitalist economy though it is also the responsibility of government to create job opportunities for the teeming unemployed youth population in Nigeria which has the highest youth unemployed population in the subSahara Africa.
The lack of job opportunities, caused partly by the Federal Government’s apathy to job creation, the lack of adequate supervision of job opportunities economic programmes, lack of employable skills by many youths in the country have conspired to heighten the attendant challenges of unemployment. The challenges which include, “Japa” syndrome (travelling abroad for greener pastures), that characterises the labour market and poses threat to the nation’s critical sector, especially the health and medical sector; astronomical increase in the crime rate and a loss of interest in education. While job seeking youths should continuously acquire skills and explore opportunities within their immediate environment as well as in the global space through the use of digital platforms, government, corporate/ multinational organizations or the organised private sector should generate skills and provide the enabling environment for skills acquisition, through adequate funding and resettlement packages that will provide sustainable economic life for beneficiaries.
While commending the Rivers State Government led by the People First Governor, Sir Siminilayi Fubara for initiating “various training and capacity-building programmes in areas such as ICT and artificial intelligence, oil and gas, maritime, and the blue economy, among others”, it is note-worthy that the labour market is dynamic and shaped by industry-specific demands, technological advancements, management practices and other emerging factors. So another sector the Federal, State and Local Governments should encourage youths to explore and harness the abounding potentials, in my considered view, is Agriculture. Agriculture remains a veritable solution to hunger, inflation, and food Insecurity that ravages the country. No doubt, the Nigeria’s arable landmass is grossly under-utilised and under-exploited.
In recent times, Nigerians have voiced their concerns about the persistent challenges of hunger, inflation, and the general increase in prices of goods and commodities. These issues not only affect the livelihoods of individuals and families but also pose significant threats to food security and economic stability in the country. The United Nations estimated that more than 25 million people in Nigeria could face food insecurity this year—a 47% increase from the 17 million people already at risk of going hungry, mainly due to ongoing insecurity, protracted conflicts, and rising food prices. An estimated two million children under five are likely to be pushed into acute malnutrition. (Reliefweb ,2023). In response, Nigeria declared a state of emergency on food insecurity, recognizing the urgent need to tackle food shortages, stabilize rising prices, and protect farmers facing violence from armed groups. However, without addressing the insecurity challenges, farmers will continue to struggle to feed their families and boost food production.
In addition, parts of northwest and northeast Nigeria have experienced changes in rainfall patterns making less water available for crop production. These climate change events have resulted in droughts and land degradations; presenting challenges for local communities and leading to significant impact on food security. In light of these daunting challenges, it is imperative to address the intricate interplay between insecurity and agricultural productivity. Nigeria can work toward ensuring food security, reducing poverty, and fostering sustainable economic growth in its vital agricultural sector. In this article, I suggest solutions that could enhance agricultural production and ensure that every state scales its agricultural production to a level where it can cater to 60% of the population.
This is feasible and achievable if government at all levels are intentional driving the development of the agricultural sector which was the major economic mainstay of the Country before the crude oil was struck in commercial quantity and consequently became the nation’s monolithic revenue source. Government should revive the moribund Graduate Farmers Scheme and the Rivers State School-to-Land agricultural programmes to operate concurrently with other skills acquisition and development programmes. There should be a consideration for investment in mechanized farming and arable land allocation. State and local governments should play a pivotal role in promoting mechanized farming and providing arable land for farming in communities. Additionally, allocating arable land enables small holder farmers to expand their operations and contribute to food security at the grassroots level.
Nigeria can unlock the potential of its agricultural sector to address the pressing needs of its population and achieve sustainable development. Policymakers and stakeholders must heed Akande’s recommendations and take decisive action to ensure a food-secure future for all Nigerians.
By: Igbiki Benibo
