Business
NCAA Resolves 70,450 Passenger Rights Cases In 26 Months
The Nigerian Civil Aviation
Authority (NCAA) resolved 70, 450 passenger right cases on international flights and 510 domestic cases from 2013 to March 2015, the Director-General, Mr Mukhtar Usman, said.
Usman made the fact known in Abuja on Wednesday during the 2015 Consumer Summit with, the theme, “Consumer Rights and Protection in the Emerging Digital Economy in Africa’’.
Represented by Mr Adamu Abdullahi, Director of Consumer Protection Directorate of NCAA, the director-general said the Consumer Protection Council (CPC) had been collaborating with NCAA in protecting passengers’ rights.
In a paper, ‘’Passengers’ Rights in Online Booking and Ticketing, Usman said: “In 2013, a total number of 327 cases were resolved on domestic flights while 30,067 were resolved on international flights.
“In 2014, a total of 31,063 cases were resolved on international flights while 164 cases were resolved on domestic flights.
“From January to March 2015, a total of 9,320 cases were resolved on international flights, while 19 cases were resolved on domestic flights.’’
He said the Civil Aviation Act 2006 grants NCAA autonomy to carry out safety and economic regulations of the Nigerian aviation industry without undue political interference.
“This has necessitated the need to be more proactive in the protection of passengers’ interests and rights on matters bordering on denied boarding, flight delays and flight cancellations.
“Others are mishandled, damaged, pilfered and lost baggage, personal injury and death as well as various levels of compensation for such service failures,’’ Usman said.
He said that with the use of online booking and ticketing, passengers, no longer visited travel agents to book flights.
“This is because online booking and ticketing is convenient for passengers to find, book and pay for flights on the internet.
“It gives room for quick and easy ways to comparing prices on several airlines before making a choice,’’ Usman said.
He added that Nigerian Civil Aviation Regulations, Part 19.15.1 prohibits any airline, its agent or a tour operator from publishing misleading advertising that does not disclose the full fare to be paid by passengers, especially through the internet.
Usman said the regulations also prescribe, at least, 25 per cent for passengers on domestic flights and 30 per cent for those on international flights or passenger ticket price in the event of involuntary denied boarding and flight cancellation.
Other requirements are that passengers should be notified, at least, two hours in advance if flights will be re-routed or delayed or if a flight departs before the scheduled time.
The regulation also provides that the passenger be given refreshment, hotel accommodation, transport to and from airport and called or e-mailed when flight is delayed more than one hour or cancelled.
Mrs Dupe Atoki, Director General, CPC advised complainants to first seek redress from the service providers to have value for their money.
According to her, CPC intervenes when the service provider fails to address the issues.
Atoki said the summit was appropriate as everything could be done online but advised that online service providers disclose proper information on their products.
She said the council’s mandate was to protect and promote the interest of Nigerian consumers.
She said the council had eliminated hazardous products from the market and ensured that products and services complied with stan
Business
SMEs Dev: Firms Launch N100m Loan Scheme
The facility will be disbursed through participating Microfinance Institutions (MFIs), which will in turn extend the loans to their customers, particularly SMEs, as they directly interface with businesses at the grassroots level.
The Executive Director of COMCIN, Mr. Micheal Ogbaa who represented the Chairman, Dr. Iredele Oyedele (FCA, FCCA), said the initiative is designed to strengthen micro-lending institutions and expand access to finance for grassroots entrepreneurs, particularly women and youths in the informal sector.
Ogbaa explained that COMCIN does not lend directly to individuals but works through its network of microfinance and cooperative institutions, which in turn provide loans to end users.
“We came together to advocate for the microfinance ecosystem. Commercial banks often exclude people at the grassroots, but our members are positioned to reach them. This facility will empower them to do more,” he said.
He noted that the loan scheme offers low interest rates and flexible repayment plans, making it more accessible to small business owners.
According to him, about 90 percent of beneficiaries are expected to be women, who play a key role in sustaining families and driving economic activities at the local level.
“Our focus is on traders, service providers, and players in the informal sector. These are the real movers of the economy. By supporting them, we are strengthening families and contributing to national development,” he added.
Ogbaa disclosed that eligible SMEs with proven integrity and business track records could access up to N5 million each through participating micro-lending institutions. The rollout has commenced in Lagos and will extend to Abuja, Enugu, and other regions, including the South-West, South-East, and North-East.
He said 12 micro-lending institutions have already benefited from the scheme, while 85 applications are currently being processed under the pilot phase.
“Our target is to reach at least 100,000 SMEs nationwide. We are building a platform that connects funding partners with credible micro-lending institutions, creating a reliable channel for financial inclusion,” Ogbaa said.
He added that COMCIN is also working to attract larger funding pools from development finance institutions and private investors, noting that successful implementation of the pilot phase would boost confidence and unlock more capital for SMEs.
“We have seen encouraging testimonies from early beneficiaries. As we demonstrate transparency and efficiency, more institutions will be willing to channel funds through us,” he said.
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