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Implementing Nigeria’s Broadband Plan For Socio-Economic Dev

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Experts in the Information
and Communications Technology (ICT) sector agree that the adoption of the Nigerian National Broadband Plan (NBP) 2013-2018 by the Federal Government is a clear indication of inefficiency in the country’s internet penetration.
The five-year plan puts Nigeria’s broadband speed at 1.5 megabytes per second and plans to achieve 30 per cent penetration by 2018.
Popularly defined, broadband is a high-speed internet connection, through the communications network that connects end users at a high data transfer rate.
It has been empirically proven that every 10 per cent increase in broadband penetration in developing countries results to a commensurate increase of 1.38 per cent in Gross Domestic Product (GDP).
The Executive Vice Chairman of the Nigerian Communications Commission (NCC) Prof. Umar Danbatta, said that the Nigerian government recognises the immense benefits and importance of broadband.
Danbatta said the government has introduced a policy document on NBP for fiscal 2013 to 2018, in line with the International Telecommunications Union (ITU) and UNESCO policy recommendations on broadband.
For the ITU, the real power of broadband lies in its potential to improve development outcomes in the developing world, on the basis of human rights, social inclusion and poverty eradication.
In today’s world, access to the internet and broadband have become the foundation for transformation to a knowledge-based economy.
Such access is critical for improving education, health care, energy management, ensuring public safety, security, government and citizens’ interaction, among others.
The most credible statistics on broadband penetration estimate that Nigeria’s broadband penetration is between four per cent and six per cent, as at 2012.
This further underscores the need for Nigeria to give strategic importance to the development of broadband infrastructure.
With the Broadband Plan, Government expects that by the end of 2017, there will be a five-fold increase in broadband penetration, over the 2012 penetration rate.
However, stakeholders in the industry are worried about the slow implementation of the NBP.
The convener of the Broadband 2018 Coalition, an advocacy group, Mr Danjuma Yusuf, calls on the federal government to expedite the implementation of the country’s five-year broadband plan.
Yusuf insists that broadband has played an out-sized role in transforming societies and economic opportunities across the world.
Danbatta also believes that the NBP is a means of promoting broadband as a foundation for sustainable development.
According to him, the NCC is assigned the responsibility of developing and implementing regulatory frameworks for the broadband road-map, as enshrined in the NBP.
“The NCC, under my stewardship, deliberately developed a Strategic Vision Plan (SVP) 2015 – 2018, to ensure the attainment of 30 per cent broadband penetration by 2018, among others,’’ he said.
For Mr Olusola Teniola, President of the Association of Telecommunications Companies of Nigeria (ATCON), the present deployment of broadband is predominantly in Lagos.
A few of the operators driving broadband implementation and penetration have decided to look at Abuja as the next city and Port Harcourt, in the sense that there is wide coverage per home of about 50 per cent or more, Teniola said.
Yusuf also expressed concern about Nigeria’s decline on the broadband adoption and internet use index, Affordability Drivers’ Index (ADI) of the Alliance for Affordable Internet (A4AI) 2017 Report.
He noted that Nigeria was now ranked 13th out of 58 countries surveyed from a 12th-placed ranking earned in the 2015/2016 index.
Current broadband penetration is at 21 per cent in the country.
The Executive Director of Paradigm Initiative Nigeria, Mr Gbenga Sesan, said that the plan is very clear on what needs to be done and is deliberately made not to rely on government.
Sesan, who is one of the 15 members that developed the NBP, however, insists that the policy environment is determined by government and this affects even private sector action.
He listed four things against the NBP implementation: Right of Way, Licences, Investment and Political will.
But the NCC’s EVC says: “To facilitate broadband penetration is the first on our SVP, which reaffirmed the importance we attach to pervasive access to broadband to all citizens of our dear nation’’.
He argued that the strategy adopted by the commission to facilitate broadband implementation and penetration included Licensing of Infrastructure Companies (Infracos), Spectrum, Attracting Investments, Abridging Access Gaps and Stakeholder engagement.
Danbatta said that the Open Access Model had been identified as the model to bridge the gap between existing and planned Fibre infrastructure in Nigeria.
He said the regulatory body had licensed two infrastructure companies (InfraCos), while the remaining five InfraCos will soon be licensed, to boost broadband penetration.
According to him, the commission established a Broadband Implementation and Monitoring Committee (BIMC) to drive the licensing of broadband infrastructure companies and their deployment.
Danbatta said that the NCC, within its mandate, would engage stakeholders in the telecommunications industry in addressing the challenges of the industry in the implementation of the broadband plan.
For Yusuf, broadband has facilitated education and knowledge dissemination, enabling trade and commerce and contributing to growing entrepreneurship across the world.
According to him, the plan should be diligently implemented to spur economic growth and help Nigeria prepare for a post-oil economy.
Teniola also insists that there is the need to take broadband to the hinterlands, so as to enhance socio-economic development nationwide.
According to him, the country’s broadband is not up to the stipulated minimum speed of 1.5 megabit per second.
He said that the minimum speed of 1.5mbps is only found in few instances and in business communities like Lagos Island, while most parts of the country experience lower internet speed.
“On the average, we have not achieved 1.5mbps; it is not that there aren’t instances of 1.5mbps but it is not across board.
“When you look at the 21 per cent penetration being advocated by the NCC and the National Bureau of Statistics, and the measures that I have shared with you, we are nowhere near the 21 per cent,’’ Teniola said.
Sesan also agreed that the political will is the major reason why the NBP is yet to be implemented.
“The government needs to throw its weight behind this project, to make it a reality,’’ he insisted.
According to Danbatta, multiple taxation and regulation, right of way, power supply, vandalism of infrastructure and foreign exchange, are their major challenges in making the project a reality.
He noted that the commission has done a lot to tackle the challenges towards achieving the 30 per cent broadband penetration target.
“The Strategic Vision Plan is ensuring that the ICT infrastructure is up to the standard necessary to provide ubiquitous broadband services in Nigeria.
“Despite challenges affecting the telecommunications industry, within the space of two years after the implementation of the SVP, quantitative results show that Active Mobile-Broadband Penetration has increased from less than 10 per cent in 2015 to 21.8 per cent in 2017,’’ Danbatta said.
He said that with the strategies put in place, the country would achieve the 30 per cent broadband penetration target by 2018.
Stakeholders in the industry, however, say that achieving the 30 per cent target would depend on the implementation of the broadband plan.
They are of the opinion that the implementation should be accelerated and broadband taken to every corner of the nation, so as to boost socio-economic development nationwide.
Onuegbu is of the News Agency of Nigeria.

 

Florence Onuegbu

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Firm Unveils Digital Solutions For Cooperatives

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A subsidiary outfit of First Registrars Firm, the Cle Digital Services Limited, has launched a digital solution for cooperative societies in the country.
Business Manager of Clé Digital Services Limited, Oladipupo Olabisi, at the launch in Lagos, revealed that the product, Clé Cooperative Management Solution, was a revolutionary digital platform, professionally designed to streamline cooperative management and enhance members’ engagement.
He said, “Today marks a significant milestone in our journey as we introduce a groundbreaking digital platform designed to transform the way cooperative organisations operate and engage with their members.
“The Clé Coop Solution represents the culmination of extensive research, development, and collaboration with cooperative communities around the world.
“From multipurpose societies to housing cooperatives and agricultural cooperatives, the Clé Coop Solution empowers cooperatives of all sizes to efficiently manage their operations, communicate with members, and foster collaboration”.
Highlighting the economic and environmental significance of cooperative societies, Olabisi explained that with significant investment committed to the development of the product, members of cooperative societies, particularly administrators and executives, would have robust experience.

The business Manager added, “We also understand the challenges that many cooperatives face in navigating complex operational tasks and effectively communicating with their members.

“To this end, Clé Coop Solution is a step ahead of other platforms, as it also offers more than just cooperative management services. Members of cooperative societies can have access to a number of value-added services, such as the CLE market hub, discounts on specific products and services and much more.

“Finally, I want to reiterate our firm belief in the power of cooperation and technology to drive positive changes in the world. With the Clé Cooperative Solution, we are not just launching a product; we are embarking on a journey to empower cooperatives and create a more inclusive, resilient, and sustainable future for all”.

A Director with the Lagos State Government Ministry of Commerce, Industry and Co-operatives, represented by the Surulere Cooperatives Area Coordinator, Mr Akin Adekunle, commended the launch of the software to address specific challenges of cooperative societies.

He charged the organisation not to limit the use of the cooperative solution to the elite cooperatives but to other categories, as society was replete with various types of cooperatives.

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AI, Key To Business Profitability – NAICOM

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The Commissioner for Insurance/CEO, National Insurance Commission (NAICOM), Mr. Sunday Thomas, has said artificial intelligence (AI) is key to the future of insurance business in Nigeria.
He, therefore, urged insurance operators to increase adoption in this area, saying it gives better productivity and enhanced profitability, while ensuring quick service delivery and claims payment to insurance consumers.
Thomas stated this while delivering a keynote address at the 8th BusinessToday annual conference & exhibition with the theme, “The World of AI: How Insurance and Pension Sectors Can Explore Opportunities for Market Penetration”, in Lagos.
Thomas, who was represented by the Deputy Director, Lagos Office of NAICOM, Ajibola Olabisi Bankole, said Technology adoption is part of the 10-year roadmap of the insurance industry, and that NAICOM, as a regulator, will continue to evolve policies that will engender the growth of the industry, increase penetration and contribute to the nation’s GDP.
Earlier in his Goodwill message, Chairman of the conference, who is also the Chairman of NEM Insurance Plc, Mr. Tope Smart, noted the level of insurance penetration in Nigeria when benchmarked with the global penetration, saying that a lot of factors were responsible for the increase in penetration level.
He said lack of or low enforcement is affecting the adoption of compulsory insurances, adding that the industry is working assiduously to partner agencies responsible for enforcement to increase insurance adoption.
“It is quite saddening that out of a population of 200 million, only about  three million people are actually insured. Lack of enforcement is a challenge but the industry is working round the clock to increase enforcement through the regulatory and enforcement bodies.
“Consumers’ apathy due to bad experience they had in the past is affecting policy renewals, but I can assure Nigerians that there are various complaint avenues for people to lodge complaints.
“If your legitimate claims are not settled, you can approach Nigerian Insurers Association (NIA) and NAICOM; if your complaints are genuine, they will be definitely resolved”, he assured.
The President, Chartered Insurance Institute of Nigeria (CIIN), Mr. Edwin Igbiti, said the growing insurance industry will require that the nation’s economy be derisked, while seeking partnership with government  and other stakeholders to deepen insurance penetration.
He stated that AI will increase insurance premium growth, enhance service delivery, and ensure that the insurance sector contributes more to the nation’s Gross Domestic Product(GDP).

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Bank Unveils Upgraded Mobile App

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The Stanbic IBTC Bank, a subsidiary of Stanbic IBTC Holdings, has unveiled an enhanced version of its mobile app which was optimised specifically for businesses.
Head of Partnerships at Stanbic IBTC Bank, Omolara Osunsoko, in her opening remarks at the event in Lagos said the enhanced mobile app offers a range of new features designed to streamline and simplify digital banking for business owners.
She said, “The solutions added to the app will help business owners transact whilst on the go. This cutting-edge offering exemplifies our dedication to innovation, convenience and growth in our digital space. It underscores our promise to continually enhance our services”.
According to Osunsoko, the enhanced mobile app for businesses provides a comprehensive suite of tools to manage finances efficiently.
“With an intuitive interface, users can execute transactions seamlessly, transfer funds between accounts, check real-time balances, and manage beneficiaries. The app offers instant access to transaction statements, self-service options, and security features to safeguard business operations”, she added.
The Chief Executive of Stanbic IBTC Bank,  Wole Adeniyi, remarked, “We are thrilled to introduce the enhanced Stanbic IBTC Mobile App tailored specifically for our business clients.
“Our goal is to provide businesses with a seamless and efficient platform to conduct their banking activities, including transactions, statement requests, transfers, and more, all from the convenience of their mobile devices.
“This app enhancement is a significant step in our ongoing efforts to simplify our banking processes and enhance the customer experience through technology.
“With robust security measures and a user-friendly interface, our business clients can now manage their finances more efficiently and confidently”.

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