The Medical Director,
United Healthcare, Dr Kolawole Owoka, has said that it was the responsibility of Health Maintenance Organisations (HMOs) to sensitise enrollees for the smooth running of health insurance programmes.
Speaking with journalists in Abuja last Friday, Owoka said that most enrollees to health insurance programmes lacked basic knowledge of their rights.
“With the role involves prompt payment to providers, ensuring good quality of healthcare services and liaising with all stakeholders involved to facilitate the smooth running of the scheme,” he said.
The National Health Insurance Scheme (NHIS) programmes was designed to cover public sector, including employees of federal, state and local governments, uniformed services, organised private sector, students of tertiary institutions and voluntary participants. Owoka, benefit packages in the NHIS are out-patient care including necessary consumables, maternity care for about four live births for every insured contributor in the formal sector.
He said “preventive cares including immunisation as regards national programme on immunisation, health education and family planning education, general consultation, specialist consultation are parts of benefit packages. The benefit also covers hospital care in a standard ward for a stay limited to cumulative 15 days per year, eye examination and care, excluding the provision of spectacles and contact lenses.
“Also minor surgeries and major surgeries asides the ones on the exclusion list are benefit of the scheme to an enrollee,” Owoka said.
The managing director stated that NHIS enrollees were entitled to hospitalisation in general wards only with the exclusion of meals.
However, he said the use of amenities in private wards and feeding would attract extra charges to the enrollees at the point of use.
Despite benefit packages from the scheme, Owoka stated that there were health conditions totally and partially excluded from insurance programmes.
“Occupational, industrial injuries, injuries from natural disaster, conflicts, epidemics, injuries from extreme sports like car racing, horse racing, Polo, mountaineering, boxing and wrestling, among other injuries are not captured in insurance programmes”, he stated.
“Let me also say that treatments of drug abuse, terminal diseases, transplant and cosmetic surgeries, high cost surgical procedure, hearing aids and associated appliances, chronic renal failure, congenital abnormalities, infertility management were excluded in the NHIS services.
“Partial exclusions can be for life saving emergency treatment requiring high technology investigations.
“In that case, the HMO would pay 20 per cent of the cost of treatment while the other 80 per cent will be paid for by the contributor or employee,” Owoka said.
He noted that there were cases when enrollees would require referrals from a primary to an advanced healthcare provider, adding that there were procedures to achieve such.
According to him, a referral line should be established; there should be a clinical basis for referral, a referral letter to accompany every case.
Owoka stated further that personal, medical details of the patient should be contained in the referral letter, an investigation carried out at a lower level of healthcare before sending to a higher level.
Monkeypox: NCDC Registers 59 Suspected Cases, 15 Confirmed
The Nigeria Centre for Disease Control (NCDC) has registered 59 suspected cases of Monkeypox with 15 confirmed, its Director-General, Dr Chikwe Ihekweazu, said yesterday in Abuja.
Ihekweazu was reacting to the Dallas, Texas resident who recently returned from Nigeria and tested positive to the disease.
The Tide source reports that it was the first confirmed case of the virus in the U.S. since 2003, with health officials saying that the public should not be concerned.
Laboratory tests confirmed that the patient was infected with a strain of the virus mainly seen in West Africa, which included Nigeria.
“While rare, this case is not a reason for alarm and we do not expect any threat to the general public,” Dallas County Judge, Clay Jenkins, said in a statement by Dallas County’s health department.
With passengers wearing masks on the flight and in the airport, the health department said that the risk of spreading monkeypox via respiratory droplets to others on the planes and in the airports was low.
Ihekweazu told The Tide source that just as the agency responded to other epidemic prone diseases in the country, an outbreak would be declared when there was a large cluster of monkeypox cases that constituted an emergency.
“The Federal Government was notified of the situation in Texas, through the International Health Regulations (IHR), who reported a case of monkeypox disease diagnosed in a patient who had recently visited Nigeria”, he said.
Covid-19: UNIPORT Directs Compulsory Use Of Face Masks
The management of the University of Port Harcourt on Monday made compulsory the use of face masks in its campuses over concerns of third wave of Covid-19 in the country.
The Federal Government on Sunday put six states and the Federal Capital Territory (FCT) on red alert following the emergence and possible rising cases of the Delta variant of Covid-19 infection.
The affected states, which are spread across four of the country’s six geopolitical zones of South-West, South-Wouth, North-West and North-Central are Lagos, Oyo, Rivers, Kaduna, Kano, Plateau and the nation’s capital, FCT.
A statement issued in Port Harcourt by the chairman of UNIPORT’s Steering Committee on Covid-19, Prof. Siminialayi Iyeopu, quoted the institution’s Vice Chancellor, Prof. Owunari Georgwill, as issuing the directive.
According to Georgewill, the university is worried about the rising number of new cases and hospitalisation from the pandemic in the country.
“So, the mandatory use of face masks shall commence effective Monday, July 19, in UNIPORT.
“Every member of the university community must wear a face mask and observe all Covid-19 protocols for all indoor activities, including examinations and lectures, as well as meetings”, the VC said.
Boosting Vision And Immunity With Herbs
Boosting ones immunity and eyesight is key to better health. The eyes play key role in keeping one alert of the environment and relationship. The immune system helps to stabilize and keep us going as human beings. A stable immune system is vital for survival and wellbeing.
Over the years, scientists have discovered that Vitamin A is germane to healthy eyes and strong immune system. They are a group of fat-soluble antioxidant compounds. It is considered an essential vitamin, and performs a large number of roles in the body including maintaining vision, supporting the immune system and aiding gene transcription. Unfortunately, vitamin A deficiencies are becoming increasingly common worldwide. These deficiencies, which can result in deteriorating eyesight, rough skin and greater susceptibility to disease, are almost always caused by poor diet. Therefore, the best way to increase one’s vitamin A intake is to simply eat more whole foods that are rich in it. This article focuses on the greatest sources of carotenoids, the plant-based form of vitamin A.
Excellent plant-based sources of vitamin A:
Turemeric -This cousin of ginger is packed with lots of Vitamin A essential for better vision. The yellow colour of turmeric makes it one of the most viable source of vitamin A. The carotenoids in Turmeric also help boost immunity. The better aspect of the spice is that its less hot and calmer to the tongue and stomach than ginger.
Garlic – This king of spice is highly packed with lots of immune boosting agents called allicin. Garlic has other ingredients that helps make it as an immune booster and these include its antifungal and microbial virtues. Egyptians of the old used to eat garlic to strengthen their immune system.
Sweet Potatoes – Despite their name, sweet potatoes are only distantly related to regular potatoes, and their nutritional value is greater. For example, whereas cooked white potatoes contain only minimal amounts of vitamin A, cooked sweet potatoes are packed with it. In fact, just one ounce of these starchy, sweet-tasting root vegetables contains more than one hundred percent of the RDI — more than any other regular vegetable. They’re also a good source of fiber and vitamin C. However, sweet potatoes are an acquired taste and liking regular potatoes is no indication that one will like sweet ones.
Carrots – That carrots are rich in vitamin A shouldn’t surprise anyone who knows that beta-carotene, one of the most important provitamin A carotenoids, was named after them. Yes, eating one ounce of these popular orange vegetables supplies the body with 95 percent of the RDI, as well as decent amounts of manganese, fiber and vitamin K. Generally speaking, the deeper the orange color, the more beta-carotene the carrot contains.
Many spices, such as cayenne pepper and paprika, are also excellent sources of carotenoids. These spices can help give nutritionally-average meals an added boost of essential vitamins.
Good animal sources of vitamin A:
Though most people obtain the bulk of their vitamin A from the carotenoids present in plant foods, the preformed vitamin A (“retinoids”) found in animal products shouldn’t be overlooked. According to the World’s Healthiest Foods website, cow’s milk is the best source of retinoids, with shrimp, eggs and salmon following thereafter. Since vitamin A is stored in the liver, it’s unsurprising that liver contains more vitamin A than any other part of the animal, with veal liver containing the most of all.
Culled from natural news.com
By: Kevin Nengia
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