Taking The Housing Deficit Seriously

The Minister of Housing, Mrs Amal Pepple has been talking about the huge housing deficit in Nigeria and how to reduce it quickly. She said trillions of naira would be required to meet the housing demand in the country.

As a way of addressing the crisis in the sector, the Federal Government is said to be considering reforms in housing finance among others. Knowing how housing needs are hardly  treated with the commitment it deserves, the current statements have failed to raise the needed hope and enthusiasm.

Yet, housing is about the most important of the three basic needs of man. It goes without saying that even after eating, man would be most unsafe without shelter. Indeed, a community ceases to exist the day all its houses go down.

The consequences of inadequate housing cannot be ignored. Apart from the way it frustrates security efforts and predisposes society to avoidable health challenges, the absence of adequate housing imposes a major drawback on the economy. Sadly, very few can see the relationship between lack of housing and some of the most devastating challenges of our time.

But what the states are doing to raise the housing stock is at best insignificant. Consequently, rent in some major cities have gone through the roof, while house owners freely play god in the lives of the masses, who must accept conditions that are inconsistent with dignity.

Ordinarily, citizens should call for the intervention of their government, but the seeming demise of the National Housing Scheme and the near impotence of the Federal Mortgage Bank promise, makes housing a matter of “everyone for himself and God for us all”.

While the dearth of housing at the rural areas build up its tower of woes, especially in the Niger Delta, housing challenge in the urban centres is becoming unbearable. About 70 per cent of urban dwellers now live under conditions that drain them of self-worth and predispose them to aggravated poverty.

In the Western world and even the state of Israel that is under constant threat, the state is always providing housing for the future. The reason is simple. Man cannot survive or be productive while he is exposed to the elements. It also helps the state to know where everyone lives.

It is true that Nigeria understands the need for housing and has often tried to act but often such attempts fall short. But that the average citizens, even those with requisite education and years of service to the economy cannot own houses must change.

In Rivers State, Government has developed a number of low cost houses and quarters for some civil servants, but it is like a drop in the ocean. Indeed, the expectation is that the Ministry in charge of housing and the Rivers State Property and Housing Development Authority would do more.

Even so, it is sad that housing estates built by government at Oriebe and Oromenike quarters in the D-Line areas of Port Harcourt and allocated to people that made deposits, are being run-down by illegal occupants from other states of the country, while legitimate allottees still await government’s assistance to take possession of their flats more than 10 years after.

Clearly, Nigeria cannot do worse than what is already obtainable in the housing sector. That is why the current government must change the course of events in the sector. Indeed, nothing short of declaring a state of emergency on the sector would do.

Until then, government employees all over the country should be considered for housing loans to build houses for themselves either at home or where they work. Similarly, an aggressive road development programme must be implemented to link more rural areas to urban centres.